Est. Earnings (1yr)
$37,001
Est. from national median (118 programs)
Est. Median Debt
$15,979
Est. from national median (70 programs)

Analysis

An estimated $16,000 in debt paired with first-year earnings around $37,000 creates a manageable debt-to-earnings ratio of 0.43—well below the concerning 1.0 threshold where debt equals a full year's salary. Similar accounting associate's programs nationally report median debt of $19,354, suggesting Arizona Western's estimated borrowing level positions graduates favorably compared to peers nationwide.

The earnings picture requires perspective. While comparable programs across Arizona's 21 schools show median first-year earnings of $38,076—slightly above the estimated $37,000 here—this program tracks with the national median for accounting associate's degrees. Nearby Pima Community College reports actual outcomes of $37,358, and given Yuma's lower cost of living compared to Tucson or Phoenix metro areas, real purchasing power may be stronger than the raw numbers suggest. The challenge is that we don't have this school's actual graduate outcomes to know whether their students match these peer benchmarks.

For a two-year accounting credential serving a community where 39% of students receive Pell grants, the estimated debt load stays accessible while building toward entry-level accounting roles. The key uncertainty is whether Arizona Western's specific program delivers the same outcomes as the comparable programs these estimates draw from—something you'd want to verify through the school's own graduate success data or employer connections in the Yuma region.

Where Arizona Western College Stands

Earnings vs. debt across all accounting associates's programs nationally

Compare to Similar Programs in Arizona

Accounting associates's programs at peer institutions in Arizona (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Arizona Western CollegeYuma$3,020$37,001*$15,979*
University of Phoenix-ArizonaPhoenix$9,552$38,794*$39,413$24,793*0.64
Pima Community CollegeTucson$2,370$37,358*$34,454$12,098*0.32
National Median$37,000*$19,354*0.52
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Arizona Western College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.