Analysis
A debt-to-earnings ratio of 0.32 is manageable by any standard, and while both figures here are estimates drawn from national peer programs, the underlying math works in a graduate's favor. Similar agricultural business associate's programs nationwide suggest first-year earnings around $37,400 with median debt near $12,000βmeaning a graduate could theoretically pay off their loans within four months of gross income. That's a solid financial foundation for entry into Arizona's agricultural sector, which is substantial in the Yuma region.
The challenge is that these estimates tell us little about Arizona Western's specific outcomes or local market dynamics. Yuma County's economy revolves heavily around agriculture, which could mean strong local job placement or wage compression depending on the employer mix. The program serves a population where 39% receive Pell grants, suggesting it's educating students who need affordable pathways into stable work. If the actual earnings approach the national benchmark and debt stays this contained, graduates would be positioned reasonably well.
Parents should verify job placement rates and typical starting positions with the program directly. The estimated numbers suggest acceptable risk, but without school-specific data, you're making decisions on broader industry patterns rather than this institution's track record. If your student is committed to agricultural management and tied to the Yuma area, the low estimated debt load provides a cushion against uncertainty.
Where Arizona Western College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs Nationally
Agricultural Business and Management associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,020 | $37,423* | β | $11,978* | β | |
| $5,928 | $48,646* | $43,988 | $11,956* | 0.25 | |
| $6,308 | $47,472* | $42,239 | β* | β | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| $6,718 | $41,340* | $44,958 | $12,000* | 0.29 | |
| National Median | β | $37,423* | β | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Arizona Western College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.