Business Administration, Management and Operations at Ashland Community and Technical College
Associate's Degree
Analysis
A 19% earnings decline between year one and year four—that's the red flag hovering over this program. While Ashland Community and Technical College graduates start near the state median at $35,770, by year four they're earning just $29,041, well below what peers at Gateway Community and Technical College ($43,658) or even nearby Jefferson Community and Technical College ($38,361) achieve. The 40th percentile ranking among Kentucky business programs tells you this isn't a competitive outcome within the state, even if it technically sits above the national median.
The debt load of $20,584 is higher than Kentucky's typical $16,255 for this program, though still reasonable by national standards. That creates a first-year ratio of 0.58, which looks manageable initially—but the real concern emerges in years two through four as earnings slide downward. Small sample size (under 30 graduates) adds uncertainty here, but that backward earnings trajectory demands explanation before committing.
For families in eastern Kentucky weighing community college options, you're looking at a program that underperforms other Kentucky community colleges by $6,000 to $14,000 in eventual earnings. If staying local is essential, understand you're likely trading geographic convenience for measurably weaker economic outcomes. If willing to consider alternatives within the state system, several community colleges deliver substantially better results for similar credentials.
Where Ashland Community and Technical College Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Ashland Community and Technical College graduates compare to all programs nationally
Ashland Community and Technical College graduates earn $36k, placing them in the 58th percentile of all business administration, management and operations associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Kentucky
Business Administration, Management and Operations associates's programs at peer institutions in Kentucky (25 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Ashland Community and Technical College | $35,770 | $29,041 | $20,584 | 0.58 |
| Gateway Community and Technical College | $43,658 | $43,418 | $13,393 | 0.31 |
| Elizabethtown Community and Technical College | $39,002 | $35,513 | $16,255 | 0.42 |
| Owensboro Community and Technical College | $38,878 | — | $8,790 | 0.23 |
| Jefferson Community and Technical College | $38,361 | $35,173 | $20,037 | 0.52 |
| Bluegrass Community and Technical College | $37,319 | $37,472 | $13,500 | 0.36 |
| National Median | $33,977 | — | $13,980 | 0.41 |
Other Business Administration, Management and Operations Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Gateway Community and Technical College Florence | $4,656 | $43,658 | $13,393 |
| Elizabethtown Community and Technical College Elizabethtown | $4,656 | $39,002 | $16,255 |
| Owensboro Community and Technical College Owensboro | $4,656 | $38,878 | $8,790 |
| Jefferson Community and Technical College Louisville | $4,706 | $38,361 | $20,037 |
| Bluegrass Community and Technical College Lexington | $4,706 | $37,319 | $13,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ashland Community and Technical College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 22 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.