Median Earnings (1yr)
$35,770
58th percentile (40th in KY)
Median Debt
$20,584
47% above national median
Debt-to-Earnings
0.58
Manageable
Sample Size
22
Limited data

Analysis

A 19% earnings decline between year one and year four—that's the red flag hovering over this program. While Ashland Community and Technical College graduates start near the state median at $35,770, by year four they're earning just $29,041, well below what peers at Gateway Community and Technical College ($43,658) or even nearby Jefferson Community and Technical College ($38,361) achieve. The 40th percentile ranking among Kentucky business programs tells you this isn't a competitive outcome within the state, even if it technically sits above the national median.

The debt load of $20,584 is higher than Kentucky's typical $16,255 for this program, though still reasonable by national standards. That creates a first-year ratio of 0.58, which looks manageable initially—but the real concern emerges in years two through four as earnings slide downward. Small sample size (under 30 graduates) adds uncertainty here, but that backward earnings trajectory demands explanation before committing.

For families in eastern Kentucky weighing community college options, you're looking at a program that underperforms other Kentucky community colleges by $6,000 to $14,000 in eventual earnings. If staying local is essential, understand you're likely trading geographic convenience for measurably weaker economic outcomes. If willing to consider alternatives within the state system, several community colleges deliver substantially better results for similar credentials.

Where Ashland Community and Technical College Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Ashland Community and Technical CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ashland Community and Technical College graduates compare to all programs nationally

Ashland Community and Technical College graduates earn $36k, placing them in the 58th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Business Administration, Management and Operations associates's programs at peer institutions in Kentucky (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ashland Community and Technical College$35,770$29,041$20,5840.58
Gateway Community and Technical College$43,658$43,418$13,3930.31
Elizabethtown Community and Technical College$39,002$35,513$16,2550.42
Owensboro Community and Technical College$38,878—$8,7900.23
Jefferson Community and Technical College$38,361$35,173$20,0370.52
Bluegrass Community and Technical College$37,319$37,472$13,5000.36
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Gateway Community and Technical College
Florence
$4,656$43,658$13,393
Elizabethtown Community and Technical College
Elizabethtown
$4,656$39,002$16,255
Owensboro Community and Technical College
Owensboro
$4,656$38,878$8,790
Jefferson Community and Technical College
Louisville
$4,706$38,361$20,037
Bluegrass Community and Technical College
Lexington
$4,706$37,319$13,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ashland Community and Technical College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.