Median Earnings (1yr)
$34,324
72nd percentile (60th in AL)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.79
Manageable
Sample Size
19
Limited data

Analysis

Athens State's psychology graduates start earning $34,324—beating the state's median by $7,000 and placing this program ahead of 60% of Alabama's psychology programs, including larger schools like Alabama and UAB. That's genuinely impressive for a regional institution where 42% of students receive Pell grants. The debt burden of $27,000 is manageable, ranking better than 75% of programs nationally.

The warning sign here is the earnings trajectory. Four years out, median pay actually drops to $32,271—a 6% decline when most graduates expect steady increases. With a small sample size under 30 graduates, this could reflect a few outlier career paths rather than a systematic problem, but it's worth noting. The pattern suggests either graduates are taking lower-paying positions over time or some are leaving the workforce temporarily, perhaps for graduate school.

For parents concerned about immediate financial viability, the first-year numbers work: your child earns more than peers across Alabama while carrying reasonable debt. But the backward earnings movement raises questions about long-term career trajectory that a larger dataset might clarify. If your student is headed to graduate school anyway—common in psychology—this becomes less concerning since the bachelor's degree is just a stepping stone.

Where Athens State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Athens State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Athens State University graduates compare to all programs nationally

Athens State University graduates earn $34k, placing them in the 72th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Psychology bachelors's programs at peer institutions in Alabama (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Athens State University$34,324$32,271$27,0000.79
Troy University$31,479$35,956$31,2070.99
Auburn University at Montgomery$30,538$40,311$26,8000.88
University of Alabama at Birmingham$30,132$37,691$27,0000.90
The University of Alabama$29,245$39,261$25,0000.85
South University-Montgomery$28,684$36,910$54,7021.91
National Median$31,482—$25,5000.81

Other Psychology Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Troy University
Troy
$9,792$31,479$31,207
Auburn University at Montgomery
Montgomery
$9,436$30,538$26,800
University of Alabama at Birmingham
Birmingham
$8,832$30,132$27,000
The University of Alabama
Tuscaloosa
$11,900$29,245$25,000
South University-Montgomery
Montgomery
$18,238$28,684$54,702

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Athens State University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.