Median Earnings (1yr)
$31,479
50th percentile (60th in AL)
Median Debt
$31,207
22% above national median
Debt-to-Earnings
0.99
Manageable
Sample Size
203
Adequate data

Analysis

Troy University's psychology program graduates outpace most in-state competitors, with four-year earnings of $35,956 placing it in the 60th percentile among Alabama programs—well above the state median of $27,494. Only Athens State shows meaningfully higher earnings. Graduates also start within dollars of the national median, suggesting the program delivers middle-of-the-pack outcomes nationally while punching above its weight in Alabama, despite serving a student body where 42% qualify for Pell grants.

The 14% earnings growth from year one to year four is encouraging, though the debt picture requires careful consideration. At $31,207, the debt load sits above both state and national medians, creating a roughly 1:1 debt-to-earnings ratio at graduation. For context, graduates owe about what they'll earn in their first year—not catastrophic for a bachelor's degree, but it means extended repayment timelines, especially if pursuing graduate school later becomes part of the plan.

For Alabama families looking at psychology programs, Troy offers solid value: better post-graduation earnings than most state alternatives at a debt level that's manageable if not ideal. The program won't vault graduates into high-earning careers immediately, but the earnings trajectory is steady and the outcomes are competitive for the field.

Where Troy University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Troy UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Troy University graduates compare to all programs nationally

Troy University graduates earn $31k, placing them in the 50th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Psychology bachelors's programs at peer institutions in Alabama (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Troy University$31,479$35,956$31,2070.99
Athens State University$34,324$32,271$27,0000.79
Auburn University at Montgomery$30,538$40,311$26,8000.88
University of Alabama at Birmingham$30,132$37,691$27,0000.90
The University of Alabama$29,245$39,261$25,0000.85
South University-Montgomery$28,684$36,910$54,7021.91
National Median$31,482—$25,5000.81

Other Psychology Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Athens State University
Athens
—$34,324$27,000
Auburn University at Montgomery
Montgomery
$9,436$30,538$26,800
University of Alabama at Birmingham
Birmingham
$8,832$30,132$27,000
The University of Alabama
Tuscaloosa
$11,900$29,245$25,000
South University-Montgomery
Montgomery
$18,238$28,684$54,702

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Troy University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 203 graduates with reported earnings and 331 graduates with debt data. Small samples may not be representative.