Mathematics at Austin Peay State University

A debt-to-earnings ratio of 0.42 suggests manageable borrowing, but the trajectory here deserves scrutiny. Based on comparable mathematics programs in Tennessee, graduates likely start around $51,247—competitive with the national median—yet by year four, earnings have dropped to $42,608. This backward slide is unusual for STEM fields and raises questions about whether graduates are finding positions that fully utilize their mathematics training, or whether they're accepting roles that don't require the degree at all.

The estimated $21,438 in debt aligns closely with both state and national benchmarks for mathematics programs, making Austin Peay neither particularly expensive nor especially affordable. What matters more is what that debt buys. While the university serves a significant population of lower-income students (46% on Pell grants) with near-open admissions, the mathematics program's outcomes appear middle-of-the-pack when compared to Tennessee's diverse offerings—well behind Vanderbilt's six-figure returns but roughly comparable to larger state institutions.

For families weighing this program, the critical unknown is what explains that earnings decline between years one and four. It could reflect career changes, further education pursuits, or a challenging job market for mathematics graduates without specialized skills. Before committing, push the department for placement data: where do their graduates actually work, and in what roles? The estimated figures suggest modest financial risk, but understanding the career paths of recent alumni would clarify whether this program opens doors or leaves graduates searching for their niche.