Analysis
Simon's Rock's chemistry program appears positioned right at the Massachusetts median for outcomes, with peer programs suggesting roughly $47,000 in first-year earnings against $25,000 in debt. That 0.53 debt-to-earnings ratio falls comfortably below the threshold where loan payments typically strain budgets, and the figure sits slightly below both state and national debt medians for chemistry degrees.
The challenge here isn't the financial picture—it's the uncertainty itself. These estimates come from only six to seven comparable Massachusetts programs because Simon's Rock graduates too few chemistry majors to generate reportable data. That tiny cohort size reflects either a very small program or inconsistent offerings, which raises practical questions about resources, course availability, and networking opportunities that matter significantly in science fields. The school's 97% admission rate and limited Pell grant enrollment (23%) suggest this is a specialized institution serving a particular niche rather than a traditional four-year college.
For a chemistry bachelor's degree specifically, the estimated outcomes don't wave red flags—comparable programs across Massachusetts produce similar results, and you're looking at manageable debt relative to earning potential. But you're essentially betting on a program structure that's fundamentally different from the larger state schools (like Salem State or Bridgewater State) that report solid, verified outcomes in the $49,000-$55,000 range. Understand what makes Simon's Rock's model work for your student before committing, because the numbers alone can't tell you whether this particular path makes sense.
Where Bard College at Simon's Rock Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Chemistry bachelors's programs at peer institutions in Massachusetts (41 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $66,594 | $47,313* | — | $24,992* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $11,978 | $49,439* | — | $27,000* | 0.55 | |
| $60,850 | $47,313* | $61,540 | $27,000* | 0.57 | |
| $64,946 | $46,641* | $61,613 | $25,484* | 0.55 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bard College at Simon's Rock, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MA. Actual outcomes may vary.