Analysis
A math degree from a highly selective liberal arts college comes with an estimated $21,697 in debt—slightly above the state median but manageable at roughly six months of projected first-year earnings. Based on comparable mathematics programs across New York, graduates might expect around $45,880 in their first year, which aligns with the state median but falls notably short of the $48,772 national benchmark. More striking is the gap with top-earning math programs in the state: Cornell and RPI graduates start above $80,000, while even Fordham and NYU produce substantially higher early returns.
This suggests Barnard's mathematics graduates may be pursuing different career paths than their peers at technically-focused institutions—perhaps teaching, graduate school, or roles that value a liberal arts foundation over immediate earnings. The debt-to-earnings ratio of 0.47 remains reasonable, meaning the financial burden shouldn't be overwhelming even if early salaries stay modest. For a family paying full freight at Barnard, however, the disconnect between the school's 8% admission rate and these middle-of-the-pack estimated earnings deserves scrutiny.
The takeaway: if your child is drawn to Barnard's educational model and community, the estimated debt load won't trap them. But if mathematics is purely a career investment, understand that peer institutions in New York—particularly those with stronger engineering and finance pipelines—appear to deliver significantly higher early returns, even if we lack this specific program's actual outcomes.
Where Barnard College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $66,246 | $45,880* | — | $21,697* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Barnard College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.