Est. Earnings (1yr)
$37,401
Est. from TX median (24 programs)
Median Debt
$23,198
12% below national median

Analysis

Baylor's Social Work program carries $23,198 in median debtβ€”lower than both the state median ($27,000) and national benchmark ($26,362) for bachelor's degrees in this field. That matters because social work is not a high-earning profession at entry level. Similar programs in Texas suggest first-year earnings around $37,401, with Baylor graduates reaching $46,575 by year four. The 0.62 debt-to-earnings ratio indicates manageable repayment pressure, though several public universities in Texas (Texas Southern, Prairie View A&M, Texas Woman's) produce stronger early earnings with comparable or lower debt loads.

The trajectory from that estimated $37,401 starting point to nearly $47,000 by year four shows solid progression typical of social work careers as professionals gain licensure and experience. However, this remains a field where financial outcomes depend heavily on practice setting and credentials beyond the bachelor's degree. Many social workers pursue master's degrees for clinical licensure, which would add debt on top of that $23,000 base.

For families choosing a private university like Baylor for social work preparation, the relatively contained debt figure is the key advantage here. If your student values the smaller class sizes and faith-based mission, the numbers don't make it prohibitive. But if the decision is purely financial, the public alternatives in Texas deliver similar or better earnings outcomes with significantly lower sticker prices.

Where Baylor University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Baylor Universityβ€”$46,575β€”
Texas Christian University$33,819$57,255+69%
Lubbock Christian University$32,952$49,439+50%
Our Lady of the Lake University$38,209$48,423+27%
Texas Woman's University$40,340$48,113+19%

Compare to Similar Programs in Texas

Social Work bachelors's programs at peer institutions in Texas (35 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median DebtDebt/Earnings
Baylor UniversityWaco$54,844$37,401*$46,575$23,198β€”
Texas Southern UniversityHouston$9,173$42,333*$43,618$38,1620.90
Prairie View A & M UniversityPrairie View$11,299$40,667*$42,875$31,7500.78
Texas Woman's UniversityDenton$8,648$40,340*$48,113$24,0000.59
Midwestern State UniversityWichita Falls$10,310$39,215*$41,129$35,1350.90
Angelo State UniversitySan Angelo$8,319$38,771*$40,468$27,1780.70
National Medianβ€”$37,296*β€”$26,3620.71
* Estimated from similar programs

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Baylor University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 24 similar programs in TX. Actual outcomes may vary.