Analysis
Baylor's Social Work program carries $23,198 in median debtβlower than both the state median ($27,000) and national benchmark ($26,362) for bachelor's degrees in this field. That matters because social work is not a high-earning profession at entry level. Similar programs in Texas suggest first-year earnings around $37,401, with Baylor graduates reaching $46,575 by year four. The 0.62 debt-to-earnings ratio indicates manageable repayment pressure, though several public universities in Texas (Texas Southern, Prairie View A&M, Texas Woman's) produce stronger early earnings with comparable or lower debt loads.
The trajectory from that estimated $37,401 starting point to nearly $47,000 by year four shows solid progression typical of social work careers as professionals gain licensure and experience. However, this remains a field where financial outcomes depend heavily on practice setting and credentials beyond the bachelor's degree. Many social workers pursue master's degrees for clinical licensure, which would add debt on top of that $23,000 base.
For families choosing a private university like Baylor for social work preparation, the relatively contained debt figure is the key advantage here. If your student values the smaller class sizes and faith-based mission, the numbers don't make it prohibitive. But if the decision is purely financial, the public alternatives in Texas deliver similar or better earnings outcomes with significantly lower sticker prices.
Where Baylor University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Baylor University | β | $46,575 | β |
| Texas Christian University | $33,819 | $57,255 | +69% |
| Lubbock Christian University | $32,952 | $49,439 | +50% |
| Our Lady of the Lake University | $38,209 | $48,423 | +27% |
| Texas Woman's University | $40,340 | $48,113 | +19% |
Compare to Similar Programs in Texas
Social Work bachelors's programs at peer institutions in Texas (35 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $54,844 | $37,401* | $46,575 | $23,198 | β | |
| $9,173 | $42,333* | $43,618 | $38,162 | 0.90 | |
| $11,299 | $40,667* | $42,875 | $31,750 | 0.78 | |
| $8,648 | $40,340* | $48,113 | $24,000 | 0.59 | |
| $10,310 | $39,215* | $41,129 | $35,135 | 0.90 | |
| $8,319 | $38,771* | $40,468 | $27,178 | 0.70 | |
| National Median | β | $37,296* | β | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Baylor University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 24 similar programs in TX. Actual outcomes may vary.