Median Earnings (1yr)
$41,061
28th percentile (40th in KY)
Median Debt
$26,000
At national median
Debt-to-Earnings
0.63
Manageable
Sample Size
43
Adequate data

Analysis

Bellarmine's business program produces first-year earnings of $41,061—below both the national median ($45,703) and just under Kentucky's median ($41,665). With debt at $26,000, graduates face a manageable 0.63 debt-to-earnings ratio, meaning they'd need to dedicate about eight months of gross pay to clear their loans. While that's reasonable by national standards, it's worth noting that several Kentucky competitors deliver significantly stronger outcomes: Asbury grads earn $67,117, Thomas More grads earn $63,458, and even public options like Northern Kentucky ($44,564) and Western Kentucky ($44,498) edge ahead.

The performance gap is real but not dramatic within Kentucky—this program sits at the 40th percentile statewide, meaning most Kentucky business programs do somewhat better. However, the 94% admission rate and relatively modest SAT scores (1208) suggest Bellarmine may serve students who might not gain admission to more selective programs. For families comparing options, that accessibility matters.

The practical takeaway: if your child has other solid Kentucky options, particularly the top-performing private universities or even flagship publics, those would likely deliver better ROI. But if Bellarmine is offering strong financial aid or if your student values the smaller campus environment (25% Pell grant enrollment suggests some affordability focus), the debt load isn't catastrophic. Just recognize you're paying for the Bellarmine experience rather than standout business program outcomes.

Where Bellarmine University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Bellarmine UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Bellarmine University graduates compare to all programs nationally

Bellarmine University graduates earn $41k, placing them in the 28th percentile of all business administration, management and operations bachelors programs nationally.

Compare to Similar Programs in Kentucky

Business Administration, Management and Operations bachelors's programs at peer institutions in Kentucky (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bellarmine University$41,061$26,0000.63
Asbury University$67,117$16,1250.24
Thomas More University$63,458$64,305$38,3630.60
Sullivan University$46,483$52,010$47,1491.01
Northern Kentucky University$44,564$54,581$20,5000.46
Western Kentucky University$44,498$47,395$25,3200.57
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Asbury University
Wilmore
$33,640$67,117$16,125
Thomas More University
Crestview Hills
$38,400$63,458$38,363
Sullivan University
Louisville
$14,220$46,483$47,149
Northern Kentucky University
Highland Heights
$10,896$44,564$20,500
Western Kentucky University
Bowling Green
$11,436$44,498$25,320

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellarmine University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 43 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.