Median Earnings (1yr)
$41,245
73rd percentile (60th in TN)
Median Debt
$29,438
9% above national median
Debt-to-Earnings
0.71
Manageable
Sample Size
16
Limited data

Analysis

Belmont's liberal arts program outperforms most similar programs nationally, landing in the 73rd percentile—but the small sample size (under 30 graduates) means these figures could shift dramatically year to year. Still, the pattern is encouraging: graduates start at $41,245 and see robust 44% earnings growth to nearly $60,000 by year four. That progression suggests students are finding decent career traction, though within Tennessee, the program sits closer to the middle of the pack at the 60th percentile, trailing schools like Lee University and Middle Tennessee State.

The debt picture is actually better than the national norm, with graduates owing about $29,438—roughly $2,500 less than typical liberal arts debt elsewhere. That translates to a manageable debt-to-earnings ratio of 0.71, meaning graduates could reasonably pay off their loans within a few years if they prioritize it. Given Belmont's 96% admission rate and relatively low Pell grant population, this seems to work better for students with existing financial support rather than those relying heavily on loans.

The caveat here is that small sample warning—these numbers could look very different for your child's cohort. If your student is genuinely passionate about liberal arts and has family support to manage the debt, Belmont offers a solid mid-tier option. But if maximizing early earnings matters, other Tennessee schools show stronger outcomes in this same field.

Where Belmont University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Belmont UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Belmont University graduates compare to all programs nationally

Belmont University graduates earn $41k, placing them in the 73th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Tennessee (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Belmont University$41,245$59,218$29,4380.71
Lee University$45,678$34,588$28,9790.63
Middle Tennessee State University$45,074$45,804$29,7230.66
Union University$41,320$38,385——
Tennessee State University$37,716$51,110$38,5621.02
University of Memphis$37,158$41,474$38,9721.05
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lee University
Cleveland
$22,690$45,678$28,979
Middle Tennessee State University
Murfreesboro
$9,506$45,074$29,723
Union University
Jackson
$38,450$41,320—
Tennessee State University
Nashville
$8,568$37,716$38,562
University of Memphis
Memphis
$10,344$37,158$38,972

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Belmont University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.