Median Earnings (1yr)
$45,074
89th percentile (60th in TN)
Median Debt
$29,723
10% above national median
Debt-to-Earnings
0.66
Manageable
Sample Size
343
Adequate data

Analysis

Middle Tennessee State's Liberal Arts program stands out nationally, placing graduates in the 89th percentile for earnings with a median first-year salary of $45,074—well above both the national median of $36,340 and Tennessee's $37,437. This represents one of the stronger Liberal Arts programs you'll find, particularly impressive given the university's accessible 68% admission rate and moderate selectivity.

The debt picture reinforces the program's value. At $29,723, student debt sits in the favorable 27th percentile nationally and closely matches Tennessee's median. With a debt-to-earnings ratio of 0.66, graduates can reasonably manage their loans—significantly better than many Liberal Arts programs that often struggle with higher debt burdens relative to starting salaries. Among Tennessee's 29 Liberal Arts programs, MTSU ranks solidly in the 60th percentile, trailing only elite private institutions like Lee University.

However, the minimal 2% earnings growth over four years means graduates shouldn't expect significant salary jumps early in their careers. Despite this limitation, the combination of strong starting salaries, manageable debt, and robust data from 100+ graduates makes this program a solid choice for students seeking a Liberal Arts education with practical financial outcomes.

Where Middle Tennessee State University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Middle Tennessee State UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Middle Tennessee State University graduates compare to all programs nationally

Middle Tennessee State University graduates earn $45k, placing them in the 89th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Tennessee (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Middle Tennessee State University$45,074$45,804$29,7230.66
Lee University$45,678$34,588$28,9790.63
Union University$41,320$38,385——
Belmont University$41,245$59,218$29,4380.71
Tennessee State University$37,716$51,110$38,5621.02
University of Memphis$37,158$41,474$38,9721.05
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lee University
Cleveland
$22,690$45,678$28,979
Union University
Jackson
$38,450$41,320—
Belmont University
Nashville
$41,320$41,245$29,438
Tennessee State University
Nashville
$8,568$37,716$38,562
University of Memphis
Memphis
$10,344$37,158$38,972

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Middle Tennessee State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 343 graduates with reported earnings and 415 graduates with debt data. Small samples may not be representative.