Median Earnings (1yr)
$41,320
74th percentile
60th percentile in Tennessee
Est. Median Debt
$28,979
Est. from TN median (3 programs)

Analysis

Union University's liberal arts program outperforms three-quarters of similar programs nationally, with first-year earnings of $41,320—about $5,000 above the national benchmark for this degree. While the debt load of roughly $29,000 (based on comparable Tennessee programs) translates to a manageable 0.70 debt-to-earnings ratio, the earnings trajectory deserves attention. Graduates see their income drop 7% between year one and year four, falling to $38,385—an unusual pattern that suggests many may be taking entry-level positions that don't lead to advancement or transitioning to different career paths.

The program sits in the middle of Tennessee's liberal arts landscape. It's competitive with public options like Tennessee State and University of Memphis, but trails Lee University and Middle Tennessee State by several thousand dollars in first-year outcomes. For a moderately selective private school with a 47% admission rate, these results are solid but not exceptional. The estimated debt figure aligns with what similar Tennessee programs typically produce, suggesting financial aid packaging here is neither particularly generous nor concerning.

For parents, the key question is sustainability. Strong first-year placement above national averages is encouraging, but declining earnings over time means graduates need a clear plan for leveraging their degree into stable career growth. This works best for students who know how they'll apply the credential—whether through graduate school, specific career training, or fields where liberal arts skills translate to advancement—rather than those treating it as an exploratory degree.

Where Union University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Earnings Distribution

How Union University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Union University$41,320$38,385-7%
Belmont University$41,245$59,218+44%
Tennessee State University$37,716$51,110+36%
Middle Tennessee State University$45,074$45,804+2%
University of Memphis$37,158$41,474+12%

Compare to Similar Programs in Tennessee

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Tennessee (29 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median Debt*Debt/Earnings
Union UniversityJackson$38,450$41,320$38,385$28,979*—
Lee UniversityCleveland$22,690$45,678$34,588$28,979*0.63
Middle Tennessee State UniversityMurfreesboro$9,506$45,074$45,804$29,723*0.66
Belmont UniversityNashville$41,320$41,245$59,218$29,438*0.71
Tennessee State UniversityNashville$8,568$37,716$51,110$38,562*1.02
University of MemphisMemphis$10,344$37,158$41,474$38,972*1.05
National Median—$36,340—$27,000*0.74
* Estimated from similar programs

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Union University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.