Median Earnings (1yr)
$37,716
57th percentile (60th in TN)
Median Debt
$38,562
43% above national median
Debt-to-Earnings
1.02
Elevated
Sample Size
23
Limited data

Analysis

Tennessee State's Liberal Arts program shows stronger earnings potential than typical general studies degrees, with graduates earning above both national and state medians. That 60th percentile ranking in Tennessee means this program outperforms three-fifths of similar programs statewide, and the jump from $37,716 to $51,110 over four years suggests solid career trajectory—36% earnings growth is notably healthy for a liberal arts degree.

The debt picture is more complicated. At $38,562, graduates carry about $10,000 more than the typical Tennessee liberal arts student, placing this in just the 5th percentile nationally for debt levels. However, the debt-to-earnings ratio of 1.02 means a year's salary essentially covers the total borrowed—manageable if that upward earnings trend continues. Given that over half of students receive Pell grants, many are likely using loans to bridge a significant financial gap.

The small sample size (under 30 graduates) means these numbers could shift substantially year to year, so they're better viewed as directional rather than definitive. If your child can minimize borrowing through scholarships or work, this program delivers competitive outcomes for a liberal arts degree. But at full debt load, they'll need to be strategic about leveraging that degree into fields where the strong earnings growth continues past year four.

Where Tennessee State University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Tennessee State UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee State University graduates compare to all programs nationally

Tennessee State University graduates earn $38k, placing them in the 57th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Tennessee (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee State University$37,716$51,110$38,5621.02
Lee University$45,678$34,588$28,9790.63
Middle Tennessee State University$45,074$45,804$29,7230.66
Union University$41,320$38,385——
Belmont University$41,245$59,218$29,4380.71
University of Memphis$37,158$41,474$38,9721.05
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lee University
Cleveland
$22,690$45,678$28,979
Middle Tennessee State University
Murfreesboro
$9,506$45,074$29,723
Union University
Jackson
$38,450$41,320—
Belmont University
Nashville
$41,320$41,245$29,438
University of Memphis
Memphis
$10,344$37,158$38,972

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 23 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.