Location: Nashville, TN•In-State Tuition: $41,320•Admission Rate: 96%•Avg SAT: 1277
Est. Earnings (1yr)
$49,444
Est. from national median (13 programs)
Est. Median Debt
$24,033
Est. from national median (10 programs)

Analysis

A debt load around $24,000 for a pharmacy-related bachelor's degree strikes a reasonable balance, particularly when peer programs nationally suggest first-year earnings near $49,000. That 0.49 debt-to-earnings ratio falls comfortably below the concerning 1.0 threshold where loan payments start eating significantly into take-home pay. However, parents should understand an important caveat: many pharmacy careers require additional graduate education, and this bachelor's degree may serve primarily as a stepping stone to a PharmD or specialized graduate program rather than a terminal credential.

The first-year earnings estimate of $49,444 positions graduates at the national median for this field, which suggests Belmont's program prepares students comparably to peers across the country. For context, top performers in pharmacy sciences nationally reach nearly $58,000 in their first year, so there's upside potential depending on the specific career path and geographic market. Nashville's growing healthcare sector could provide solid opportunities for graduates staying local.

The practical consideration here is career trajectory. If your child plans to pursue graduate pharmacy education, you're looking at stacking this debt on top of additional borrowing for professional school. But if they're targeting roles in pharmaceutical sales, research assistance, or regulatory affairs that don't require a PharmD, this combination of estimated debt and earnings potential represents a manageable investment with monthly loan payments around $270—roughly 7% of expected gross income.

Where Belmont University Stands

Earnings vs. debt across all pharmacy, pharmaceutical sciences, and administration bachelors's programs nationally

Belmont University (estimated ±10%)Other pharmacy, pharmaceutical sciences, and administration programs

Dashed lines show national medians. Upper-left = best value.

Compare to Similar Programs Nationally

Pharmacy, Pharmaceutical Sciences, and Administration bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Belmont UniversityNashville$41,320$49,444*—$24,033*—
Southwestern Oklahoma State UniversityWeatherford$8,295$115,284*—$16,250*0.14
University of Hawaii at HiloHilo$7,838$63,776*$128,695$20,500*0.32
North Carolina Central UniversityDurham$6,542$62,022*$60,019$30,000*0.48
Saint Joseph's University - PhiladelphiaPhiladelphia$51,340$57,889*——*—
Purdue University-Main CampusWest Lafayette$9,992$57,096*—$19,046*0.33
National Median—$49,444*—$23,413*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with pharmacy, pharmaceutical sciences, and administration graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Marketing Managers

Plan, direct, or coordinate marketing policies and programs, such as determining the demand for products and services offered by a firm and its competitors, and identify potential customers. Develop pricing strategies with the goal of maximizing the firm's profits or share of the market while ensuring the firm's customers are satisfied. Oversee product development or monitor trends that indicate the need for new products and services.

$159,660/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Pharmacists

Dispense drugs prescribed by physicians and other health practitioners and provide information to patients about medications and their use. May advise physicians and other health practitioners on the selection, dosage, interactions, and side effects of medications.

$137,480/yrJobs growth:Doctoral or professional degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Medical and Health Services Managers

Plan, direct, or coordinate medical and health services in hospitals, clinics, managed care organizations, public health agencies, or similar organizations.

$117,960/yrJobs growth:Bachelor's degree

Economists

Conduct research, prepare reports, or formulate plans to address economic problems related to the production and distribution of goods and services or monetary and fiscal policy. May collect and process economic and statistical data using sampling techniques and econometric methods.

$115,440/yrJobs growth:Master's degree

Environmental Economists

Conduct economic analysis related to environmental protection and use of the natural environment, such as water, air, land, and renewable energy resources. Evaluate and quantify benefits, costs, incentives, and impacts of alternative options using economic principles and statistical techniques.

$115,440/yrJobs growth:Master's degree

Biochemists and Biophysicists

Study the chemical composition or physical principles of living cells and organisms, their electrical and mechanical energy, and related phenomena. May conduct research to further understanding of the complex chemical combinations and reactions involved in metabolism, reproduction, growth, and heredity. May determine the effects of foods, drugs, serums, hormones, and other substances on tissues and vital processes of living organisms.

$103,650/yrJobs growth:Doctoral or professional degree

Medical Scientists, Except Epidemiologists

Conduct research dealing with the understanding of human diseases and the improvement of human health. Engage in clinical investigation, research and development, or other related activities.

$100,590/yrJobs growth:Doctoral or professional degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Belmont University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 13 similar programs. Actual outcomes may vary.