Analysis
Massachusetts community colleges offering associate degrees in business show a wide earnings range—from just under $20,000 to over $42,000 in the first year—making it crucial to understand where a program falls in that spectrum. Based on peer programs across the state, Berkshire Community College's business program appears to track near the middle, with estimated first-year earnings around $39,200. That's slightly above the national median for business associate programs but doesn't reach the higher-earning MA programs like Mount Wachusett or Quinsigamond, where graduates earn closer to $43,000.
The estimated debt picture looks manageable at roughly $9,250, well below the national median of $13,437 for similar programs. With a debt-to-earnings ratio of 0.24, graduates would theoretically need about three months of gross income to cover their loans—a relatively light burden that leaves room for other financial priorities. This lower debt load matters particularly for the 36% of students receiving Pell grants, who often have fewer resources to absorb repayment costs.
The practical challenge is that these figures come from comparable programs rather than Berkshire's own outcomes, and that $20,000 gap between the lowest and highest MA programs shows how much variation exists even within one state. If your child is considering this path, focus on understanding what distinguishes the stronger-earning programs—whether it's curriculum, employer connections, or regional job markets—since that $3,000-$23,000 difference in first-year earnings compounds significantly over time.
Where Berkshire Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Massachusetts
Business/Commerce associates's programs at peer institutions in Massachusetts (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,612 | $39,217* | — | $9,250* | — | |
| $6,000 | $42,825* | $52,852 | $9,250* | 0.22 | |
| $5,974 | $42,618* | — | $17,500* | 0.41 | |
| $5,412 | $35,815* | $39,349 | $7,480* | 0.21 | |
| $5,520 | $19,969* | $42,728 | $7,200* | 0.36 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Berkshire Community College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MA. Actual outcomes may vary.