Median Earnings (1yr)
$44,462
44th percentile (25th in MN)
Median Debt
$26,000
At national median
Debt-to-Earnings
0.58
Manageable
Sample Size
43
Adequate data

Analysis

Bethany Lutheran College's business program significantly underperforms within Minnesota, where graduates would earn about $5,000 less annually than the state median for business majors. While the $44,462 starting salary sits close to the national average, it falls in just the 25th percentile among Minnesota programs—meaning three-quarters of comparable in-state options produce better-earning graduates. For Minnesota families, this matters: nearby alternatives like the University of Minnesota system offer substantially higher returns, with graduates earning $20,000+ more within a year of graduation.

The debt picture offers some relief. At $26,000, borrowing aligns exactly with national and state medians, creating a manageable 0.58 debt-to-earnings ratio. Graduates should be able to handle their loans on entry-level business salaries. However, the modest 8% earnings growth to year four suggests limited career acceleration compared to peers at stronger programs.

For families committed to Bethany Lutheran's small-school environment, this program won't create financial hardship. But purely as a business degree investment in Minnesota, the earnings gap is substantial and persistent. If your child is staying in-state and prioritizing career outcomes, exploring higher-ranked Minnesota programs would likely deliver significantly better financial returns on a similar debt load.

Where Bethany Lutheran College Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Bethany Lutheran CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Bethany Lutheran College graduates compare to all programs nationally

Bethany Lutheran College graduates earn $44k, placing them in the 44th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Business Administration, Management and Operations bachelors's programs at peer institutions in Minnesota (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bethany Lutheran College$44,462$47,788$26,0000.58
Capella University$68,701$72,613$33,7500.49
University of Minnesota-Twin Cities$65,996$75,971$20,1600.31
Rasmussen University-Minnesota$59,693$56,566$37,3150.63
Concordia University-Saint Paul$59,044$63,736$27,0000.46
University of Minnesota-Crookston$58,805$72,627$27,4340.47
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Capella University
Minneapolis
$14,436$68,701$33,750
University of Minnesota-Twin Cities
Minneapolis
$16,488$65,996$20,160
Rasmussen University-Minnesota
St. Cloud
$10,899$59,693$37,315
Concordia University-Saint Paul
Saint Paul
$25,000$59,044$27,000
University of Minnesota-Crookston
Crookston
$13,120$58,805$27,434

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethany Lutheran College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 43 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.