Analysis
A bachelor's in psychology from Bethel comes with an estimated $27,562 in debt—slightly above the national median for this degree—while comparable Kansas programs suggest first-year earnings around $36,555. That debt-to-earnings ratio of 0.75 isn't alarming on its face, but psychology bachelor's degrees typically serve as stepping stones to graduate school or career pivots rather than direct pathways to high-paying work. If your child plans to pursue counseling, social work, or clinical psychology, they'll need additional credentials and likely more debt.
The estimated earnings figure actually exceeds the national median for psychology graduates by about $5,000, which reflects Kansas's competitive position in this field. However, the state's top-performing programs—Fort Hays State and the Ottawa University campuses—report outcomes closer to $40,000, suggesting stronger immediate employment prospects elsewhere. With Bethel's 96% admission rate and 39% of students receiving Pell grants, the college serves a broad population, but the small cohort size that triggered data suppression makes it harder to assess how their specific curriculum and career services translate to outcomes.
The real question is what comes after graduation. If your child views this as a foundation for graduate work, the debt load is manageable. If they expect to enter the workforce immediately with just a bachelor's, similar Kansas programs suggest earnings that make the debt serviceable but not comfortable—you're looking at monthly payments around $300 on a $36,000 salary.
Where Bethel College-North Newton Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Compare to Similar Programs in Kansas
Psychology bachelors's programs at peer institutions in Kansas (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,002 | $36,555* | — | $27,562* | — | |
| $5,633 | $40,009* | $40,608 | $29,000* | 0.72 | |
| — | $39,596* | — | $27,562* | 0.70 | |
| — | $39,596* | — | $27,562* | 0.70 | |
| $35,300 | $39,596* | — | $27,562* | 0.70 | |
| $9,578 | $38,264* | $37,297 | $25,249* | 0.66 | |
| National Median | — | $31,482* | — | $25,500* | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethel College-North Newton, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in KS. Actual outcomes may vary.