Analysis
Based on comparable Tennessee business programs, Bethel's graduates can expect to start around $40,100—landing right at the state median but roughly $7,400 below the national benchmark for business bachelor's degrees. The estimated $27,000 in debt produces a manageable 0.67 ratio to first-year earnings, meaning graduates would owe about eight months of their starting salary. However, the four-year earnings figure of $78,478 tells a different story, suggesting significant income growth potential that's well above both state and national norms for this degree.
The challenge is that Tennessee's business degree market shows enormous variation. Christian Brothers and Strayer graduates report starting salaries in the mid-$50,000s, while Austin Peay graduates begin around $35,700. Without actual data for Bethel's specific outcomes, it's difficult to know where this program truly lands in that spectrum. The school's 97% admission rate and modest test scores suggest it serves a broad population, which often correlates with outcomes closer to the middle or lower end of the state range.
For families weighing this decision, the question becomes whether the estimated $40,100 starting point—and the uncertainty around it—justifies the investment when peer schools like Christian Brothers report significantly higher early earnings. The four-year number looks promising, but starting salaries matter for loan repayment and career momentum, and you're buying into a range where Bethel's exact position remains unclear.
Where Bethel University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Bethel University | — | $78,478 | — |
| New York University | $77,828 | $115,546 | +48% |
| Strayer University-Tennessee | $55,431 | $59,763 | +8% |
| Belmont University | $39,325 | $55,388 | +41% |
| Austin Peay State University | $35,699 | $46,376 | +30% |
Compare to Similar Programs in Tennessee
Business/Commerce bachelors's programs at peer institutions in Tennessee (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $18,168 | $40,100* | $78,478 | $27,000* | — | |
| $37,300 | $57,670* | — | $49,125* | 0.85 | |
| $13,920 | $55,431* | $59,763 | $56,517* | 1.02 | |
| $9,506 | $40,100* | — | $24,450* | 0.61 | |
| $41,320 | $39,325* | $55,388 | $24,000* | 0.61 | |
| $8,675 | $35,699* | $46,376 | $28,987* | 0.81 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethel University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in TN. Actual outcomes may vary.