Cell/Cellular Biology and Anatomical Sciences at Bethel University

Peer programs nationwide suggest first-year earnings around $35,400 for a cellular biology bachelor's, with debt estimated at $17,500 for Bethel graduates—a 0.49 debt-to-earnings ratio that's more manageable than many bachelor's degrees. That calculation matters because cellular biology often serves as a stepping stone to medical school, graduate research, or other advanced training where the real earning power kicks in later.

The challenge is that $35,400 doesn't go far if you're trying to live independently while studying for the MCAT or applying to grad programs. Similar programs show earnings can reach $42,600+ at the 75th percentile, but that typically requires either moving into specialized lab roles or completing additional credentials. For students committed to healthcare or research careers, this debt load won't sink you—but the modest early earnings mean you'll likely need family support or loan deferment during those critical post-grad years.

If your child is genuinely headed to medical or graduate school, Bethel's lower estimated debt (versus the $20,400 national median) positions them reasonably well for taking on additional training costs. But if they're uncertain about advanced degrees or might stop at the bachelor's level, the limited early earning potential makes this a riskier investment than applied health programs with clearer immediate career paths.