Median Earnings (1yr)
$47,822
46th percentile (60th in NY)
Median Debt
$19,725
8% below national median
Debt-to-Earnings
0.41
Manageable
Sample Size
100
Adequate data

Analysis

Binghamton's mathematics program shows exactly what a strong public education should deliver: solid outcomes at a reasonable price. With graduates earning $75,691 four years out—ahead of the NY state median—and leaving with debt well below $20,000, the numbers tell a story of accessible STEM preparation at a flagship institution.

The 58% earnings jump from year one to year four signals graduates are landing roles with genuine career progression, not just entry-level positions. Within New York, this program outperforms 60% of peer programs, including several private alternatives that cost far more. While Cornell and RPI graduates earn significantly more, they also typically carry much steeper price tags. The debt-to-earnings ratio of 0.41 means students borrow less than half their first year's salary—a manageable starting point even before the substantial salary growth kicks in.

For families weighing cost against career outcomes, this represents a practical middle path: competitive admission standards (38% acceptance rate, 1415 SAT) ensure strong peers, while the public tuition model keeps debt low. The math degree here won't match elite private school earnings immediately, but the trajectory is strong and the financial foundation is sound. A SUNY flagship doing exactly what it should.

Where Binghamton University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Binghamton UniversityOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Binghamton University graduates compare to all programs nationally

Binghamton University graduates earn $48k, placing them in the 46th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Mathematics bachelors's programs at peer institutions in New York (83 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Binghamton University$47,822$75,691$19,7250.41
Cornell University$87,251$127,962$14,1460.16
Rensselaer Polytechnic Institute$80,196$100,012$24,2500.30
Fordham University$73,204—$26,9490.37
New York University$58,481$90,277$19,5000.33
St Lawrence University$58,047$68,144$25,0000.43
National Median$48,772—$21,5000.44

Other Mathematics Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Cornell University
Ithaca
$66,014$87,251$14,146
Rensselaer Polytechnic Institute
Troy
$61,884$80,196$24,250
Fordham University
Bronx
$61,992$73,204$26,949
New York University
New York
$60,438$58,481$19,500
St Lawrence University
Canton
$63,870$58,047$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Binghamton University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 100 graduates with reported earnings and 130 graduates with debt data. Small samples may not be representative.