Analysis
Binghamton's mathematics program shows exactly what a strong public education should deliver: solid outcomes at a reasonable price. With graduates earning $75,691 four years out—ahead of the NY state median—and leaving with debt well below $20,000, the numbers tell a story of accessible STEM preparation at a flagship institution.
The 58% earnings jump from year one to year four signals graduates are landing roles with genuine career progression, not just entry-level positions. Within New York, this program outperforms 60% of peer programs, including several private alternatives that cost far more. While Cornell and RPI graduates earn significantly more, they also typically carry much steeper price tags. The debt-to-earnings ratio of 0.41 means students borrow less than half their first year's salary—a manageable starting point even before the substantial salary growth kicks in.
For families weighing cost against career outcomes, this represents a practical middle path: competitive admission standards (38% acceptance rate, 1415 SAT) ensure strong peers, while the public tuition model keeps debt low. The math degree here won't match elite private school earnings immediately, but the trajectory is strong and the financial foundation is sound. A SUNY flagship doing exactly what it should.
Where Binghamton University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How Binghamton University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Binghamton University | $47,822 | $75,691 | +58% |
| Cornell University | $87,251 | $127,962 | +47% |
| Rensselaer Polytechnic Institute | $80,196 | $100,012 | +25% |
| New York University | $58,481 | $90,277 | +54% |
| Hamilton College | $53,698 | $79,932 | +49% |
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,363 | $47,822 | $75,691 | $19,725 | 0.41 | |
| $66,014 | $87,251 | $127,962 | $14,146 | 0.16 | |
| $61,884 | $80,196 | $100,012 | $24,250 | 0.30 | |
| $61,992 | $73,204 | — | $26,949 | 0.37 | |
| $60,438 | $58,481 | $90,277 | $19,500 | 0.33 | |
| $63,870 | $58,047 | $68,144 | $25,000 | 0.43 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Binghamton University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 100 graduates with reported earnings and 130 graduates with debt data. Small samples may not be representative.