Analysis
A first-year salary around $38,900 against roughly $12,400 in debt points to reasonable economics for Black Hawk College's computer certificate program. While these figures come from comparable programs nationally rather than this school's specific outcomes, the debt-to-earnings ratio of 0.32 suggests a manageable burden—you'd need about a third of that first year's income to cover the total borrowing, which is well within sustainable territory for most graduates.
The challenge with certificate programs in IT is that outcomes can vary dramatically based on what specific skills students acquire and how well those align with local employer needs. National data shows computer certificates producing anywhere from basic help desk wages to near $45,000 for students landing network administration or junior developer roles. Black Hawk's quarter of students receiving Pell grants suggests the program serves students who may be balancing work and school, making the shorter certificate format potentially valuable for faster workforce entry compared to a two-year degree.
The limited graduate sample—small enough that the Department of Education can't publish actual outcomes—means this program either started recently or enrolls relatively few students each cohort. For your student, this translates to needing careful due diligence: talk to recent graduates about job placement, verify which technical certifications are included, and confirm the program teaches current, employer-valued skills rather than outdated technologies. The estimated numbers suggest viability, but you're placing faith in a program without a substantial track record.
Where Black Hawk College Stands
Earnings vs. debt across all computer and information sciences certificate's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,920 | $38,858* | — | $12,448* | — | |
| $8,400 | $61,737* | — | $27,125* | 0.44 | |
| $8,370 | $58,750* | $67,396 | $19,875* | 0.34 | |
| $4,257 | $57,428* | — | $11,000* | 0.19 | |
| $2,336 | $55,264* | — | $14,778* | 0.27 | |
| — | $52,079* | — | $10,076* | 0.19 | |
| National Median | — | $38,858* | — | $11,000* | 0.28 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Black Hawk College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.