Social Work at Brookdale Community College

This associate's degree comes with $12,458 in debt—below both the New Jersey median ($14,130) and the national average ($17,033) for social work programs. Based on comparable programs in New Jersey, graduates typically earn around $37,250 in their first year, which means the debt represents about four months of gross income. That's a manageable starting point for a helping profession known for modest pay.

The four-year earnings figure of $39,650 shows modest growth, though it's worth noting that social work associate degree holders often work as case aides, residential counselors, or community support workers rather than in licensed social worker roles (which typically require a bachelor's or master's degree). Similar programs across New Jersey show a wide earnings range—from $24,616 at Camden County College to $37,250 at the Rowan College campuses—suggesting that local job markets and employer connections matter significantly in this field.

For parents considering this program as a stepping stone, the debt burden is light enough that it shouldn't derail future plans. If your child intends to continue toward a bachelor's degree in social work (required for most clinical positions), starting here keeps debt low during the foundational years. If they plan to enter the workforce immediately, understand that comparable programs suggest earnings in the high-$30,000s—enough to manage this debt load, but requiring careful budgeting in New Jersey's high cost-of-living environment.