Agricultural Business and Management at California Polytechnic State University-San Luis Obispo
Bachelor's Degree
Analysis
Cal Poly San Luis Obispo's Agricultural Business and Management program delivers something rare: strong earnings with minimal debt burden. Students leave with just $14,500 in loans—well below both the state and national medians—while earning $52,778 in their first year. That 0.27 debt-to-earnings ratio means graduates can realistically pay off their loans in under six months of work, making this one of the more financially sound ag business degrees available.
The earnings trajectory tells an even better story. By year four, median pay jumps nearly 50% to $78,364, putting graduates well ahead of the $48,338 national median for this field. While Cal Poly ranks at the 60th percentile among California's seven ag business programs, it substantially outperforms state schools like Pomona ($38,272) and holds its own against CSU Fresno ($50,100). The program's national standing is even stronger at the 85th percentile, reflecting Cal Poly's respected reputation in agricultural education beyond California.
For families weighing ag business programs, this represents solid value. The combination of low debt and above-average earnings—both initially and over time—suggests graduates enter careers with real financial flexibility. Cal Poly's selective admissions (30% acceptance rate) indicate the program attracts motivated students, which likely contributes to these positive outcomes. If your child is serious about agricultural business, this program offers strong ROI without the financial stress many degree paths carry.
Where California Polytechnic State University-San Luis Obispo Stands
Earnings vs. debt across all agricultural business and management bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How California Polytechnic State University-San Luis Obispo graduates compare to all programs nationally
California Polytechnic State University-San Luis Obispo graduates earn $53k, placing them in the 85th percentile of all agricultural business and management bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Agricultural Business and Management bachelors's programs at peer institutions in California (7 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| California Polytechnic State University-San Luis Obispo | $52,778 | $78,364 | $14,500 | 0.27 |
| California State University-Fresno | $50,100 | $62,027 | $13,139 | 0.26 |
| California State University-Chico | $47,937 | $61,609 | $11,250 | 0.23 |
| California State Polytechnic University-Pomona | $38,272 | — | $20,500 | 0.54 |
| National Median | $48,338 | — | $20,000 | 0.41 |
Other Agricultural Business and Management Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| California State University-Fresno Fresno | $6,980 | $50,100 | $13,139 |
| California State University-Chico Chico | $8,064 | $47,937 | $11,250 |
| California State Polytechnic University-Pomona Pomona | $7,439 | $38,272 | $20,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California Polytechnic State University-San Luis Obispo, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 102 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.