Median Earnings (1yr)
$30,712
32nd percentile (25th in CA)
Median Debt
$16,806
27% below national median
Debt-to-Earnings
0.55
Manageable
Sample Size
100
Adequate data

Analysis

CSU Monterey Bay's Natural Resources Conservation program shows an unusual earnings trajectory that reveals both its challenges and potential. The starting salary of $30,712 sits well below California's median for this field ($36,806)—putting it in just the 25th percentile statewide—but four years later, graduates earn $51,606, representing 68% growth. This acceleration suggests graduates may start in entry-level field positions or internships before moving into better-paying roles in conservation management or environmental consulting.

The manageable debt load of $16,806 (below even the state median) helps offset those lean early years. With a debt-to-earnings ratio of 0.55, graduates can reasonably handle repayment even while building their careers. The 95% admission rate and high Pell grant enrollment indicate this serves as an accessible pathway into environmental careers for first-generation and lower-income students who might not attend Berkeley or Occidental, where graduates start at $47,000+.

The key question is whether your child can weather those first few years of relatively modest pay. If they're passionate about conservation work and willing to be patient as their career develops, the financial picture improves significantly. But if they need strong immediate earnings—say, to support family or pay off additional debt—the slow start could be difficult. The program works best for students who view it as a long-term investment in meaningful environmental work rather than a quick path to financial security.

Where California State University-Monterey Bay Stands

Earnings vs. debt across all natural resources conservation and research bachelors's programs nationally

California State University-Monterey BayOther natural resources conservation and research programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-Monterey Bay graduates compare to all programs nationally

California State University-Monterey Bay graduates earn $31k, placing them in the 32th percentile of all natural resources conservation and research bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Natural Resources Conservation and Research bachelors's programs at peer institutions in California (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-Monterey Bay$30,712$51,606$16,8060.55
Occidental College$49,529$58,582——
University of California-Berkeley$47,338$72,049$12,9880.27
University of Redlands$46,164$62,460$26,0000.56
University of Phoenix-California$44,590$46,315$44,0870.99
Santa Clara University$42,576$58,140$23,2500.55
National Median$33,988—$23,0100.68

Other Natural Resources Conservation and Research Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Occidental College
Los Angeles
$63,446$49,529—
University of California-Berkeley
Berkeley
$14,850$47,338$12,988
University of Redlands
Redlands
$57,614$46,164$26,000
University of Phoenix-California
Ontario
—$44,590$44,087
Santa Clara University
Santa Clara
$59,241$42,576$23,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Monterey Bay, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 100 graduates with reported earnings and 100 graduates with debt data. Small samples may not be representative.