Analysis
With a first-year salary of $31,478 against $23,250 in debt, Campbellsville's psychology program sits squarely in the middle of the national pack—but performs better than 60% of Kentucky programs. That state context matters: psychology graduates here earn about $2,700 more than the typical Kentucky psych grad, while taking on slightly less debt than the state median. The 0.74 debt-to-earnings ratio means manageable loan payments, roughly equivalent to financing a modest car.
However, the small sample size (under 30 graduates) means these numbers could shift significantly year to year. And while outperforming most Kentucky programs is encouraging, the gap to top state programs is substantial—Spalding and University of the Cumberlands graduates earn $9,000-$5,000 more annually. For a psychology bachelor's degree, where many students continue to graduate school anyway, starting $23,000 in debt isn't prohibitive. But families should recognize this positions graduates for entry-level human services work, not the higher-earning outcomes some Kentucky programs deliver.
If your child is committed to staying in Kentucky and values the small-school environment Campbellsville offers, this program delivers middle-of-the-road value with below-average debt. Just understand you're trading potential earnings upside for accessibility and manageable loans.
Where Campbellsville University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Campbellsville University graduates compare to all programs nationally
Compare to Similar Programs in Kentucky
Psychology bachelors's programs at peer institutions in Kentucky (24 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $26,990 | $31,478 | — | $23,250 | 0.74 | |
| $27,850 | $40,262 | $39,085 | $31,750 | 0.79 | |
| $9,875 | $36,913 | $35,801 | $21,750 | 0.59 | |
| $10,896 | $36,209 | $35,440 | $26,088 | 0.72 | |
| $42,010 | $33,921 | $43,886 | $27,000 | 0.80 | |
| $12,828 | $30,416 | $39,677 | $23,500 | 0.77 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Campbellsville University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.