Median Earnings (1yr)
$33,921
69th percentile (60th in KY)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.80
Manageable
Sample Size
28
Limited data

Analysis

Georgetown College's psychology program carries a caveat worth noting upfront: with fewer than 30 graduates in this data, these numbers could swing significantly year to year. That said, the pattern here is encouraging enough to discuss. Graduates start at nearly $34,000—well above both the Kentucky median ($28,790) and the national benchmark ($31,482), placing this program in the 60th percentile statewide. The manageable $27,000 debt load creates a debt-to-earnings ratio of 0.8, meaning graduates should be able to handle their payments even on entry-level psychology salaries.

The trajectory looks promising: earnings jump 29% by year four to nearly $44,000, suggesting graduates are finding their footing in the field or transitioning into better-paying roles. While this doesn't match the top-earning programs in Kentucky like Spalding ($40,262 at year one), it represents solid performance for a mid-sized private college with a 74% admission rate. Psychology degrees often serve as stepping stones to graduate programs or alternative careers, and these outcomes suggest Georgetown students are navigating that transition reasonably well.

For families, the small sample size means treating this as indicative rather than definitive. If your child is considering graduate school in psychology or related fields, these debt levels won't create the crushing burden that could derail those plans. The combination of below-average debt and above-average early earnings creates real optionality for recent graduates.

Where Georgetown College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Georgetown CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Georgetown College graduates compare to all programs nationally

Georgetown College graduates earn $34k, placing them in the 69th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Psychology bachelors's programs at peer institutions in Kentucky (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Georgetown College$33,921$43,886$27,0000.80
Spalding University$40,262$39,085$31,7500.79
University of the Cumberlands$36,913$35,801$21,7500.59
Northern Kentucky University$36,209$35,440$26,0880.72
Campbellsville University$31,478$23,2500.74
University of Louisville$30,416$39,677$23,5000.77
National Median$31,482$25,5000.81

Other Psychology Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Spalding University
Louisville
$27,850$40,262$31,750
University of the Cumberlands
Williamsburg
$9,875$36,913$21,750
Northern Kentucky University
Highland Heights
$10,896$36,209$26,088
Campbellsville University
Campbellsville
$26,990$31,478$23,250
University of Louisville
Louisville
$12,828$30,416$23,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgetown College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.