Median Earnings (1yr)
$36,211
75th percentile (60th in PA)
Median Debt
$27,000
8% above national median
Debt-to-Earnings
0.75
Manageable
Sample Size
24
Limited data

Analysis

Carlow's biology program shows promising numbers, but the small graduate sample means these figures could shift significantly year to year. Still, what we see is encouraging: first-year earnings of $36,211 beat both the national median ($32,316) and Pennsylvania's median ($35,122), with manageable debt of $27,000. More importantly, earnings jump 23% by year four to $44,547, suggesting graduates find their footing in the job market after an initial entry-level period.

The debt picture stands out as particularly favorable—at the 5th percentile nationally, Carlow biology graduates carry less debt than 95% of biology majors across the country. Combined with solid starting salaries, this creates a debt-to-earnings ratio of 0.75, well below concerning levels. Among Pennsylvania's 85 biology programs, this ranks around the 60th percentile for earnings, which is respectable though not elite (top programs like Lehigh start graduates above $45,000).

For families evaluating this program, the risk is the small sample size making outcomes less predictable, but the fundamentals look sound. Carlow serves a substantial Pell-eligible population (41%) while producing graduates who earn above-average salaries without crushing debt. If your child thrives in smaller institutional settings and plans to work in Pittsburgh or Pennsylvania, where these credentials appear to hold value, this represents a reasonable investment—just understand you're working with limited historical data.

Where Carlow University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Carlow UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Carlow University graduates compare to all programs nationally

Carlow University graduates earn $36k, placing them in the 75th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Biology bachelors's programs at peer institutions in Pennsylvania (85 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Carlow University$36,211$44,547$27,0000.75
Lehigh University$45,695$52,512$23,1280.51
Holy Family University$44,567—$28,5000.64
Marywood University$43,968$51,631$27,0000.61
East Stroudsburg University of Pennsylvania$43,182$47,690$27,0000.63
DeSales University$42,751$65,437$27,0000.63
National Median$32,316—$25,0000.77

Other Biology Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lehigh University
Bethlehem
$62,180$45,695$23,128
Holy Family University
Philadelphia
$33,968$44,567$28,500
Marywood University
Scranton
$39,570$43,968$27,000
East Stroudsburg University of Pennsylvania
East Stroudsburg
$11,036$43,182$27,000
DeSales University
Center Valley
$44,800$42,751$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Carlow University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.