Analysis
Carolina University's estimated $25,000 debt load sits right at the national median for computer science programs, but when paired with North Carolina's typical $54,097 first-year salary, the 0.46 debt-to-earnings ratio suggests manageable repayment. This is a field where graduates can realistically service their loans on entry-level incomeβa $25,000 debt translates to roughly $280 monthly payments, which is feasible on a $54,000 salary.
The challenge here is the earnings gap. While this program's estimated outcomes track with the state median, top NC programs like NC Central ($74,597) and ECU ($69,442) are placing graduates $15,000-$20,000 ahead right out of the gate. That's real money that compounds over a career. Computer science is supposed to be a high-return degree, but these figures suggest Carolina University graduates may need to work harder to reach the national median of $61,322.
For a selective school (34% admission rate) serving a significant population of Pell recipients, the debt burden is reasonable. But families should recognize they're potentially paying similar debt for below-average computer science outcomes compared to peer institutions in North Carolina. If your student can access one of the higher-performing programs in the state, the earnings difference could justify that pathβbut if Carolina University offers advantages like smaller class sizes, better support services, or geographic convenience, the debt picture won't become unmanageable.
Where Carolina University Stands
Earnings vs. debt across all computer and information sciences bachelors's programs nationally
Compare to Similar Programs in North Carolina
Computer and Information Sciences bachelors's programs at peer institutions in North Carolina (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $16,000 | $54,097* | β | $25,000* | β | |
| $6,542 | $74,597* | β | $31,375* | 0.42 | |
| $7,361 | $69,442* | $96,859 | $26,923* | 0.39 | |
| $13,920 | $67,315* | $77,481 | $50,737* | 0.75 | |
| $7,214 | $60,639* | β | $22,153* | 0.37 | |
| $7,317 | $54,105* | β | $27,000* | 0.50 | |
| National Median | β | $61,322* | β | $25,000* | 0.41 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carolina University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in NC. Actual outcomes may vary.