Analysis
North Carolina's special education programs cluster tightly around $43,000 in first-year earnings, and peer programs suggest Catawba sits right in that range. The estimated $27,000 debt load—slightly above the state median but in line with the national figure—translates to a 0.63 debt-to-earnings ratio. That's manageable for a teaching credential, though not exceptional.
What complicates the picture is that Catawba's outcomes here are estimates drawn from other NC programs, not tracked data on actual graduates. The state's public universities—East Carolina, Appalachian State, UNC-Greensboro—all report earnings in the $42,500-$44,200 range with lower typical debt ($24,500 statewide median). These schools provide a benchmark that suggests Catawba's likely outcomes are competitive on salary but carry modestly higher borrowing costs, which matters over the life of a teaching career where raises come slowly.
For a field with predictable earnings and clear demand, the estimated debt burden won't sink your child financially, but it won't give them much breathing room either. If Catawba offers something specific—smaller class sizes, better student teaching placements, stronger local school district connections—that justifies the premium over nearby public options, the numbers work. Without that clear advantage, programs with reported outcomes and lower debt might deliver similar career results with less financial stress.
Where Catawba College Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in North Carolina
Special Education and Teaching bachelors's programs at peer institutions in North Carolina (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,400 | $42,830* | — | $27,000* | — | |
| $7,361 | $44,185* | $41,964 | $26,416* | 0.60 | |
| $7,541 | $43,283* | $42,295 | $25,000* | 0.58 | |
| $7,593 | $42,967* | $39,988 | $24,000* | 0.56 | |
| $7,214 | $42,692* | $41,222 | $26,602* | 0.62 | |
| $7,317 | $42,584* | $42,392 | $19,500* | 0.46 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Catawba College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NC. Actual outcomes may vary.