Analysis
A debt-to-earnings ratio of 0.32 is manageable by most standards, but the uncertainty here matters. With both earnings and debt figures estimated from national peers—not Cecil College's actual outcomes—you're looking at a program where comparable certificate programs typically produce first-year earnings around $39,000 and debt near $12,400. That's a reasonable starting point for tech work, assuming this credential actually opens those doors.
The challenge with certificate programs is they vary wildly in what employers recognize and value. Similar computer science certificates nationwide suggest students can land entry-level IT positions, but Maryland's tech market is concentrated around Baltimore and DC, where competition from bachelor's degree holders is intense. A certificate might get your child help desk or junior admin roles, but advancement often requires additional credentials. The 26% Pell grant rate suggests Cecil serves students for whom cost and proximity matter—if your child needs to stay local and can't commit to a four-year program, this could make sense as a stepping stone.
Before enrolling, contact the program directly about placement rates and where recent graduates actually work. With no school-specific outcome data available, you need to verify whether Cecil's particular version of this certificate has employer traction in the region. If it's primarily feeding students into their own associate programs rather than directly into jobs, that changes the calculation entirely.
Where Cecil College Stands
Earnings vs. debt across all computer and information sciences certificate's programs nationally
Compare to Similar Programs in Maryland
Computer and Information Sciences certificate's programs at peer institutions in Maryland (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,370 | $38,858* | — | $12,448* | — | |
| $3,314 | $38,858* | — | —* | — | |
| National Median | — | $38,858* | — | $11,000* | 0.28 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cecil College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.