Analysis
The typical agricultural business associate's program nationally produces first-year earnings around $37,400—the figure we're working with here since Central Arizona College's actual graduate outcomes aren't publicly available. With an estimated debt load of roughly $12,000, the math works out to a manageable 0.32 debt-to-earnings ratio, meaning graduates would devote about a third of their first year's income to loans if they borrowed the full amount.
What makes this situation particularly uncertain is Arizona's limited landscape for agricultural business education—only three schools offer this associate's degree statewide, and none have sufficient graduate data for meaningful comparison. You're essentially betting that Central Arizona College's outcomes align with the national median, which may or may not reflect Arizona's agricultural economy or the college's specific employer connections in the Coolidge area. The relatively low Pell grant percentage (29%) suggests this isn't primarily serving the most economically vulnerable students, though that tells us nothing about job placement rates or regional salary variations.
For a two-year credential with modest estimated debt, the downside risk appears limited if your student is committed to agricultural work. But without actual graduate data from this program or comparable Arizona schools, you're making this decision blind to how well Central Arizona College specifically prepares students for the regional job market.
Where Central Arizona College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs Nationally
Agricultural Business and Management associates's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,250 | $37,423* | — | $11,978* | — | |
| $5,928 | $48,646* | $43,988 | $11,956* | 0.25 | |
| $6,308 | $47,472* | $42,239 | —* | — | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| $6,718 | $41,340* | $44,958 | $12,000* | 0.29 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Arizona College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.