Analysis
A bachelor's in psychology from Central Christian comes with $37,500 in debtβsignificantly above both the state median of $27,281 and the national benchmark of $25,500 for psychology programs. Based on comparable Kansas psychology programs, graduates typically earn around $36,555 in their first year, creating a debt-to-earnings ratio just over 1:1. While this ratio isn't disastrous, it means borrowing nearly a full year's salary for a credential in a field known for modest entry-level pay.
The earnings estimate aligns with the state median, but several Kansas schools with reported data show graduates earning $38,000-$40,000βa few thousand dollars more that would meaningfully ease debt repayment. Psychology degrees typically require graduate study for career advancement, so that $37,500 is unlikely to be the end of borrowing for students planning clinical or counseling careers. For those entering the workforce immediately, the debt load could feel heavy given that psychology bachelor's holders often start in human services, case management, or administrative roles.
For families considering this program, the key question is whether Central Christian's smaller environment justifies borrowing $10,000 more than the typical Kansas psychology student. If graduate school is the plan, minimizing undergraduate debt becomes even more critical. Looking at programs like Fort Hays State, which shows stronger earnings outcomes, might offer better value for Kansas residents pursuing this path.
Where Central Christian College of Kansas Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Compare to Similar Programs in Kansas
Psychology bachelors's programs at peer institutions in Kansas (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $21,000 | $36,555* | β | $37,500 | β | |
| $5,633 | $40,009* | $40,608 | $29,000 | 0.72 | |
| β | $39,596* | β | $27,562 | 0.70 | |
| β | $39,596* | β | $27,562 | 0.70 | |
| $35,300 | $39,596* | β | $27,562 | 0.70 | |
| $9,578 | $38,264* | $37,297 | $25,249 | 0.66 | |
| National Median | β | $31,482* | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Christian College of Kansas, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in KS. Actual outcomes may vary.