Median Earnings (1yr)
$29,472
5th percentile (10th in OH)
Median Debt
$31,569
21% above national median
Debt-to-Earnings
1.07
Elevated
Sample Size
69
Adequate data

Analysis

Central State's business program ranks in the bottom 10% statewide for graduate earnings, with first-year graduates earning just $29,472—roughly $19,000 less than the typical Ohio business grad and $18,000 below the national median. Among the 22 Ohio schools offering this degree, only two produce lower earnings. Even strong in-state options like University of Akron ($49,049) and Ohio State-Lima ($48,597) deliver substantially better outcomes at similar or lower debt levels.

The debt burden compounds these concerns. Graduates carry $31,569 in loans—higher than both state and national medians—while earning significantly less. That 1.07 debt-to-earnings ratio means graduates owe more than their entire first year's salary, creating financial strain right out of the gate. While earnings do grow 15% to $34,012 by year four, that still falls well short of what typical business majors earn immediately after graduation elsewhere in Ohio.

For families considering this program, the financial math is difficult to justify. Your child would likely graduate earning roughly half what peers at other Ohio public universities make, while carrying above-average debt. Unless Central State offers unique personal or community value that outweighs these economics, exploring other Ohio business programs—many at public institutions with lower out-of-state premiums—would likely serve your family's financial interests better.

Where Central State University Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Central State UniversityOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central State University graduates compare to all programs nationally

Central State University graduates earn $29k, placing them in the 5th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Business/Commerce bachelors's programs at peer institutions in Ohio (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central State University$29,472$34,012$31,5691.07
DeVry University-Ohio$57,020$56,664$47,2360.83
Franklin University$51,408—$30,8850.60
Ashland University$50,262$43,439$30,6250.61
University of Akron Main Campus$49,049$43,756$31,0000.63
Ohio State University-Lima Campus$48,597$54,191$19,9000.41
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
DeVry University-Ohio
Columbus
$17,488$57,020$47,236
Franklin University
Columbus
$9,577$51,408$30,885
Ashland University
Ashland
$28,910$50,262$30,625
University of Akron Main Campus
Akron
$12,799$49,049$31,000
Ohio State University-Lima Campus
Lima
$9,212$48,597$19,900

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central State University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 69 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.