Agricultural Business and Management (Associate's Degree) at Central Texas College

Est. Earnings (1yr)

$37,423

Est. from national median (16 programs)

Est. Median Debt

$11,978

Est. from national median (10 programs)

Analysis

A debt load of $11,978 against first-year earnings near $37,400 creates a manageable 0.32 debt-to-earnings ratio—similar programs nationally suggest graduates can pay off their loans within a reasonable timeframe. For an associate degree in agricultural business, these figures align with national patterns where the credential serves as either a direct entry point into farm management, agribusiness sales, or operations roles, or as a stepping stone toward a bachelor's degree. Central Texas College serves a significant share of Pell-eligible students, meaning this pathway often works for those seeking practical agricultural training without four-year costs.

The challenge lies in the estimates themselves. With both earnings and debt derived from peer programs rather than Central Texas College's actual outcomes, you're betting on whether this specific program mirrors national norms. Texas has a substantial agricultural sector—from cattle operations to cotton farming—which could mean local job opportunities differ from the broader national picture. The program might prepare students well for regional agriculture careers, or it might struggle to connect graduates with employers in ways that more established programs do.

Given the uncertainty, direct outreach to the program matters here. Ask about job placement rates, internship partnerships with local agribusinesses, and whether most graduates stay in the field or continue their education. The numbers suggest reasonable value if outcomes match the estimates, but you need school-specific evidence to know if that assumption holds.

Where Central Texas College Stands

Earnings vs. debt across all agricultural business and management associates's programs nationally

Compare to Similar Programs Nationally

Agricultural Business and Management associates's programs at top institutions nationally

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Central Texas CollegeKilleen	$3,150	$37,423*	—	$11,978*	—
North Dakota State College of ScienceWahpeton	$5,928	$48,646*	$43,988	$11,956*	0.25
Hawkeye Community CollegeWaterloo	$6,308	$47,472*	$42,239	—*	—
Southeast Community College AreaLincoln	$3,540	$42,642*	$40,002	$10,748*	0.25
North Carolina State University at RaleighRaleigh	$8,895	$41,966*	$43,018	$12,750*	0.30
Lake Area Technical CollegeWatertown	$6,718	$41,340*	$44,958	$12,000*	0.29
National Median	—	$37,423*	—	$12,000*	0.32

* Estimated from similar programs

Career Paths

Occupations commonly associated with agricultural business and management graduates

Economists

Conduct research, prepare reports, or formulate plans to address economic problems related to the production and distribution of goods and services or monetary and fiscal policy. May collect and process economic and statistical data using sampling techniques and econometric methods.

$115,440/yrJobs growth:Master's degree

Environmental Economists

Conduct economic analysis related to environmental protection and use of the natural environment, such as water, air, land, and renewable energy resources. Evaluate and quantify benefits, costs, incentives, and impacts of alternative options using economic principles and statistical techniques.

$115,440/yrJobs growth:Master's degree

Farmers, Ranchers, and Other Agricultural Managers

Plan, direct, or coordinate the management or operation of farms, ranches, greenhouses, aquacultural operations, nurseries, timber tracts, or other agricultural establishments. May hire, train, and supervise farm workers or contract for services to carry out the day-to-day activities of the managed operation. May engage in or supervise planting, cultivating, harvesting, and financial and marketing activities.

$87,980/yrJobs growth:High school diploma or equivalent

Agricultural Sciences Teachers, Postsecondary

Teach courses in the agricultural sciences. Includes teachers of agronomy, dairy sciences, fisheries management, horticultural sciences, poultry sciences, range management, and agricultural soil conservation. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Economics Teachers, Postsecondary

Teach courses in economics. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products

Sell goods for wholesalers or manufacturers to businesses or groups of individuals. Work requires substantial knowledge of items sold.

$74,100/yrJobs growth:

Computer User Support Specialists

Provide technical assistance to computer users. Answer questions or resolve computer problems for clients in person, via telephone, or electronically. May provide assistance concerning the use of computer hardware and software, including printing, installation, word processing, electronic mail, and operating systems.

$61,550/yrJobs growth:

Buyers and Purchasing Agents, Farm Products

Purchase farm products either for further processing or resale. Includes tree farm contractors, grain brokers and market operators, grain buyers, and tobacco buyers. May negotiate contracts.

Farm and Home Management Educators

Instruct and advise individuals and families engaged in agriculture, agricultural-related processes, or home management activities. Demonstrate procedures and apply research findings to advance agricultural and home management activities. May develop educational outreach programs. May instruct on either agricultural issues such as agricultural processes and techniques, pest management, and food safety, or on home management issues such as budgeting, nutrition, and child development.

First-Line Supervisors of Office and Administrative Support Workers

Directly supervise and coordinate the activities of clerical and administrative support workers.

First-Line Supervisors of Farming, Fishing, and Forestry Workers

Directly supervise and coordinate the activities of agricultural, forestry, aquacultural, and related workers.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Texas College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.