Analysis
Central Washington University's accounting program offers significantly lower debt than typical accounting degrees—at $17,650, it's less than half the national average—but that cost advantage comes with a tradeoff in earning power. While first-year earnings of $55,215 beat the national median, they fall notably short of Washington's state median of $61,021, placing the program in just the 40th percentile among the state's 18 accounting programs. That gap translates to roughly $6,000 less annually compared to what graduates from the median Washington accounting program earn, a difference that compounds over a career.
The relatively modest earnings growth—10% from year one to year four—suggests this program may position graduates more toward small and mid-sized accounting practices rather than the higher-paying corporate or Big Four track. For families prioritizing minimal debt and stable employment over maximizing income, the 0.32 debt-to-earnings ratio represents a manageable burden that won't constrain financial decisions after graduation. The robust sample size gives confidence these numbers are reliable.
If your child is set on staying in Washington and can access similar low debt at programs like UW-Bothell or UW-Tacoma (which show $7,500+ higher earnings), those merit strong consideration. However, if Central Washington offers in-state tuition without the competitive admissions hurdles of flagships, the combination of low debt and respectable earnings makes it a practical choice—just understand you're trading some earning potential for financial security.
Where Central Washington University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Central Washington University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Central Washington University | $55,215 | $60,593 | +10% |
| Seattle University | $70,570 | $91,473 | +30% |
| Gonzaga University | $69,440 | $79,971 | +15% |
| University of Washington-Seattle Campus | $62,731 | $76,793 | +22% |
| University of Washington-Bothell Campus | $62,731 | $76,793 | +22% |
Compare to Similar Programs in Washington
Accounting bachelors's programs at peer institutions in Washington (18 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,192 | $55,215 | $60,593 | $17,650 | 0.32 | |
| $54,285 | $70,570 | $91,473 | $23,734 | 0.34 | |
| $53,500 | $69,440 | $79,971 | $24,250 | 0.35 | |
| $12,559 | $62,731 | $76,793 | $17,083 | 0.27 | |
| $12,643 | $62,731 | $76,793 | $17,083 | 0.27 | |
| $12,817 | $62,731 | $76,793 | $17,083 | 0.27 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Washington University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 163 graduates with reported earnings and 148 graduates with debt data. Small samples may not be representative.