Median Earnings (1yr)
$55,215
56th percentile (40th in WA)
Median Debt
$17,650
29% below national median
Debt-to-Earnings
0.32
Manageable
Sample Size
163
Adequate data

Analysis

Central Washington University's accounting program offers significantly lower debt than typical accounting degrees—at $17,650, it's less than half the national average—but that cost advantage comes with a tradeoff in earning power. While first-year earnings of $55,215 beat the national median, they fall notably short of Washington's state median of $61,021, placing the program in just the 40th percentile among the state's 18 accounting programs. That gap translates to roughly $6,000 less annually compared to what graduates from the median Washington accounting program earn, a difference that compounds over a career.

The relatively modest earnings growth—10% from year one to year four—suggests this program may position graduates more toward small and mid-sized accounting practices rather than the higher-paying corporate or Big Four track. For families prioritizing minimal debt and stable employment over maximizing income, the 0.32 debt-to-earnings ratio represents a manageable burden that won't constrain financial decisions after graduation. The robust sample size gives confidence these numbers are reliable.

If your child is set on staying in Washington and can access similar low debt at programs like UW-Bothell or UW-Tacoma (which show $7,500+ higher earnings), those merit strong consideration. However, if Central Washington offers in-state tuition without the competitive admissions hurdles of flagships, the combination of low debt and respectable earnings makes it a practical choice—just understand you're trading some earning potential for financial security.

Where Central Washington University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Central Washington UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Washington University graduates compare to all programs nationally

Central Washington University graduates earn $55k, placing them in the 56th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Washington

Accounting bachelors's programs at peer institutions in Washington (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Washington University$55,215$60,593$17,6500.32
Seattle University$70,570$91,473$23,7340.34
Gonzaga University$69,440$79,971$24,2500.35
University of Washington-Bothell Campus$62,731$76,793$17,0830.27
University of Washington-Seattle Campus$62,731$76,793$17,0830.27
University of Washington-Tacoma Campus$62,731$76,793$17,0830.27
National Median$53,694—$25,0000.47

Other Accounting Programs in Washington

Compare tuition, earnings, and debt across Washington schools

SchoolIn-State TuitionEarnings (1yr)Debt
Seattle University
Seattle
$54,285$70,570$23,734
Gonzaga University
Spokane
$53,500$69,440$24,250
University of Washington-Bothell Campus
Bothell
$12,559$62,731$17,083
University of Washington-Seattle Campus
Seattle
$12,643$62,731$17,083
University of Washington-Tacoma Campus
Tacoma
$12,817$62,731$17,083

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Washington University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 163 graduates with reported earnings and 148 graduates with debt data. Small samples may not be representative.