Median Earnings (1yr)
$36,964
90th percentile (60th in WA)
Median Debt
$19,500
24% below national median
Debt-to-Earnings
0.53
Manageable
Sample Size
201
Adequate data

Analysis

Central Washington University's psychology program punches well above its weight, with first-year earnings of $36,964 placing it in the 90th percentile nationally—higher than programs at UW-Seattle and Washington State. For a school with a 90% admission rate, these outcomes are remarkable. The $19,500 median debt is also notably lower than both state and national averages, creating a debt-to-earnings ratio of 0.53 that graduates can realistically manage.

The catch is that while these earnings are exceptional nationally, they land in the 60th percentile within Washington state, where psychology graduates generally fare better than the national norm. Still, CWU outperforms several more selective institutions, including both UW campuses. The 18% earnings growth to $43,638 by year four shows steady progression, though psychology grads should understand this field typically requires graduate education for higher-earning career paths.

For families seeking affordable access to a solid psychology foundation, this program delivers unusual value. You're getting top-tier outcomes for this degree without the debt burden or admissions anxiety of more prestigious alternatives. If your student is considering graduate school—as many psychology majors do—starting here with minimal debt is a strategic advantage.

Where Central Washington University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Central Washington UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Washington University graduates compare to all programs nationally

Central Washington University graduates earn $37k, placing them in the 90th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Washington

Psychology bachelors's programs at peer institutions in Washington (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Washington University$36,964$43,638$19,5000.53
Seattle Pacific University$40,264$48,119$26,0000.65
Seattle University$37,452$50,776$19,5000.52
Washington State University$36,216$47,776$21,5000.59
University of Washington-Seattle Campus$34,660$50,049$17,4260.50
University of Washington-Tacoma Campus$34,660$50,049$17,4260.50
National Median$31,482—$25,5000.81

Other Psychology Programs in Washington

Compare tuition, earnings, and debt across Washington schools

SchoolIn-State TuitionEarnings (1yr)Debt
Seattle Pacific University
Seattle
$38,814$40,264$26,000
Seattle University
Seattle
$54,285$37,452$19,500
Washington State University
Pullman
$12,997$36,216$21,500
University of Washington-Seattle Campus
Seattle
$12,643$34,660$17,426
University of Washington-Tacoma Campus
Tacoma
$12,817$34,660$17,426

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Washington University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 201 graduates with reported earnings and 234 graduates with debt data. Small samples may not be representative.