Analysis
UW Seattle's psychology program combines flagship-university prestige with remarkably manageable debt—just $17,426, well below both the national ($25,500) and state ($22,525) medians for this degree. While first-year earnings of $34,660 trail several smaller Washington schools, this represents the 60th percentile statewide and beats the national median by $3,000. More importantly, the 44% earnings growth trajectory suggests graduates are successfully pivoting into better-paying roles as they gain experience, reaching $50,049 by year four. With a debt-to-earnings ratio of 0.50, most graduates should comfortably manage their loans on entry-level salaries.
The gap between UW Seattle and private competitors like Seattle University ($37,452 starting) narrows considerably when you account for the dramatic difference in borrowing costs. Psychology majors at a flagship public university typically face lower debt loads, and that advantage compounds over time through reduced interest payments and greater financial flexibility for graduate school or career transitions. The degree's strong earnings growth pattern is particularly relevant here, since many psychology bachelor's holders pursue additional credentials or shift into adjacent fields like HR, social services, or research—moves that require financial breathing room.
For in-state families, this delivers solid value: competitive outcomes with minimal debt burden from Washington's premier research university. The below-average debt makes this one of the safer psychology program investments you'll find.
Where University of Washington-Seattle Campus Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Washington-Seattle Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Washington-Seattle Campus | $34,660 | $50,049 | +44% |
| Gonzaga University | $33,554 | $53,452 | +59% |
| Seattle University | $37,452 | $50,776 | +36% |
| University of Washington-Tacoma Campus | $34,660 | $50,049 | +44% |
| Seattle Pacific University | $40,264 | $48,119 | +20% |
Compare to Similar Programs in Washington
Psychology bachelors's programs at peer institutions in Washington (18 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,643 | $34,660 | $50,049 | $17,426 | 0.50 | |
| $38,814 | $40,264 | $48,119 | $26,000 | 0.65 | |
| $54,285 | $37,452 | $50,776 | $19,500 | 0.52 | |
| $9,192 | $36,964 | $43,638 | $19,500 | 0.53 | |
| $12,997 | $36,216 | $47,776 | $21,500 | 0.59 | |
| $12,817 | $34,660 | $50,049 | $17,426 | 0.50 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Washington-Seattle Campus, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 133 graduates with reported earnings and 132 graduates with debt data. Small samples may not be representative.