Median Earnings (1yr)
$34,660
75th percentile
60th percentile in Washington
Median Debt
$17,426
32% below national median

Analysis

UW Seattle's psychology program combines flagship-university prestige with remarkably manageable debt—just $17,426, well below both the national ($25,500) and state ($22,525) medians for this degree. While first-year earnings of $34,660 trail several smaller Washington schools, this represents the 60th percentile statewide and beats the national median by $3,000. More importantly, the 44% earnings growth trajectory suggests graduates are successfully pivoting into better-paying roles as they gain experience, reaching $50,049 by year four. With a debt-to-earnings ratio of 0.50, most graduates should comfortably manage their loans on entry-level salaries.

The gap between UW Seattle and private competitors like Seattle University ($37,452 starting) narrows considerably when you account for the dramatic difference in borrowing costs. Psychology majors at a flagship public university typically face lower debt loads, and that advantage compounds over time through reduced interest payments and greater financial flexibility for graduate school or career transitions. The degree's strong earnings growth pattern is particularly relevant here, since many psychology bachelor's holders pursue additional credentials or shift into adjacent fields like HR, social services, or research—moves that require financial breathing room.

For in-state families, this delivers solid value: competitive outcomes with minimal debt burden from Washington's premier research university. The below-average debt makes this one of the safer psychology program investments you'll find.

Where University of Washington-Seattle Campus Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Washington-Seattle Campus graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Washington-Seattle Campus$34,660$50,049+44%
Gonzaga University$33,554$53,452+59%
Seattle University$37,452$50,776+36%
University of Washington-Tacoma Campus$34,660$50,049+44%
Seattle Pacific University$40,264$48,119+20%

Compare to Similar Programs in Washington

Psychology bachelors's programs at peer institutions in Washington (18 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Washington-Seattle CampusSeattle$12,643$34,660$50,049$17,4260.50
Seattle Pacific UniversitySeattle$38,814$40,264$48,119$26,0000.65
Seattle UniversitySeattle$54,285$37,452$50,776$19,5000.52
Central Washington UniversityEllensburg$9,192$36,964$43,638$19,5000.53
Washington State UniversityPullman$12,997$36,216$47,776$21,5000.59
University of Washington-Tacoma CampusTacoma$12,817$34,660$50,049$17,4260.50
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Washington-Seattle Campus, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 133 graduates with reported earnings and 132 graduates with debt data. Small samples may not be representative.