Median Earnings (1yr)
$34,660
75th percentile (60th in WA)
Median Debt
$17,426
32% below national median
Debt-to-Earnings
0.50
Manageable
Sample Size
133
Adequate data

Analysis

UW Seattle's psychology program combines flagship-university prestige with remarkably manageable debt—just $17,426, well below both the national ($25,500) and state ($22,525) medians for this degree. While first-year earnings of $34,660 trail several smaller Washington schools, this represents the 60th percentile statewide and beats the national median by $3,000. More importantly, the 44% earnings growth trajectory suggests graduates are successfully pivoting into better-paying roles as they gain experience, reaching $50,049 by year four. With a debt-to-earnings ratio of 0.50, most graduates should comfortably manage their loans on entry-level salaries.

The gap between UW Seattle and private competitors like Seattle University ($37,452 starting) narrows considerably when you account for the dramatic difference in borrowing costs. Psychology majors at a flagship public university typically face lower debt loads, and that advantage compounds over time through reduced interest payments and greater financial flexibility for graduate school or career transitions. The degree's strong earnings growth pattern is particularly relevant here, since many psychology bachelor's holders pursue additional credentials or shift into adjacent fields like HR, social services, or research—moves that require financial breathing room.

For in-state families, this delivers solid value: competitive outcomes with minimal debt burden from Washington's premier research university. The below-average debt makes this one of the safer psychology program investments you'll find.

Where University of Washington-Seattle Campus Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Washington-Seattle CampusOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Washington-Seattle Campus graduates compare to all programs nationally

University of Washington-Seattle Campus graduates earn $35k, placing them in the 75th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Washington

Psychology bachelors's programs at peer institutions in Washington (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Washington-Seattle Campus$34,660$50,049$17,4260.50
Seattle Pacific University$40,264$48,119$26,0000.65
Seattle University$37,452$50,776$19,5000.52
Central Washington University$36,964$43,638$19,5000.53
Washington State University$36,216$47,776$21,5000.59
University of Washington-Tacoma Campus$34,660$50,049$17,4260.50
National Median$31,482—$25,5000.81

Other Psychology Programs in Washington

Compare tuition, earnings, and debt across Washington schools

SchoolIn-State TuitionEarnings (1yr)Debt
Seattle Pacific University
Seattle
$38,814$40,264$26,000
Seattle University
Seattle
$54,285$37,452$19,500
Central Washington University
Ellensburg
$9,192$36,964$19,500
Washington State University
Pullman
$12,997$36,216$21,500
University of Washington-Tacoma Campus
Tacoma
$12,817$34,660$17,426

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Washington-Seattle Campus, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 133 graduates with reported earnings and 132 graduates with debt data. Small samples may not be representative.