Analysis
A certificate in computer sciences at Century College comes with an estimated debt load of $12,448—slightly above both the state median ($9,416) and national median ($11,000) for similar programs. While the debt itself isn't alarming, it's worth noting that the estimated first-year earnings of $38,858 track below Minnesota's typical outcomes for this credential, where the median sits at $39,833.
The 0.32 debt-to-earnings ratio suggests the financial burden is manageable—you'd need roughly four months of gross income to cover the debt. However, peer programs in Minnesota appear to produce slightly better earnings outcomes relative to debt. Summit Academy OIC, for instance, reports first-year earnings of $39,833 with lower debt loads ($9,416). Given that one-third of Century's students receive Pell grants, understanding how aid packages might reduce that $12,448 figure becomes crucial.
For families, the question is whether this certificate serves as a stepping stone to better-paying tech roles or additional credentials. If your child plans to continue their education or has specific employer connections through Century's network, the slightly higher debt may be justified. If they're aiming to enter the workforce immediately, compare Century's career services and job placement support against the other five Minnesota programs offering this credential.
Where Century College Stands
Earnings vs. debt across all computer and information sciences certificate's programs nationally
Compare to Similar Programs in Minnesota
Computer and Information Sciences certificate's programs at peer institutions in Minnesota (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,182 | $38,858* | — | $12,448* | — | |
| — | $39,833* | — | $9,416* | 0.24 | |
| National Median | — | $38,858* | — | $11,000* | 0.28 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Century College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.