Analysis
CET-San Jose's accounting certificate ranks in the bottom 10% of California accounting programs, with graduates earning less than $15,000 annually—barely above minimum wage even in the state's lowest-cost regions, let alone in San Jose where a living wage exceeds $50,000. While the $6,729 debt load seems modest in absolute terms, it represents nearly half a year's earnings for typical graduates. Compare this to other California community colleges like Cabrillo, where accounting certificate holders earn $57,000, or even the state median of $27,620. Students here are earning roughly half what they could at the typical California program.
The modest 11% earnings growth over four years offers little hope for catching up—graduates still make just $16,580 four years out, meaning they'd need nearly 15 years of equivalent growth just to reach what average California accounting certificate holders earn in year one. For context, California has 133 accounting certificate programs; this one trails 90% of them. Even CET's own El Centro campus produces identical outcomes in a lower-cost-of-living area.
For a San Jose-based family, this program represents an especially poor value. Your child would likely need additional education or training to reach livable wages in the area, making this certificate more of a financial detour than a pathway to accounting work. Look instead at the many California community colleges delivering substantially better outcomes at similar or lower debt levels.
Where CET-San Jose Stands
Earnings vs. debt across all accounting certificate's programs nationally
Earnings Distribution
How CET-San Jose graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| CET-San Jose | $14,972 | $16,580 | +11% |
| Austin Community College District | $62,261 | $89,915 | +44% |
| Summit College | $20,055 | $36,962 | +84% |
| Stellar Career College | $35,186 | $28,896 | -18% |
| CET-El Centro | $14,972 | $16,580 | +11% |
Compare to Similar Programs in California
Accounting certificate's programs at peer institutions in California (133 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| — | $14,972 | $16,580 | $6,729 | 0.45 | |
| $1,270 | $57,294 | — | — | — | |
| — | $37,356 | — | — | — | |
| — | $35,186 | $28,896 | $7,248 | 0.21 | |
| — | $20,055 | $36,962 | $7,177 | 0.36 | |
| — | $14,972 | $16,580 | $6,729 | 0.45 | |
| National Median | — | $31,684 | — | $13,047 | 0.41 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CET-San Jose, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 45 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.