Median Earnings (1yr)
$14,972
5th percentile (10th in CA)
Median Debt
$6,729
48% below national median
Debt-to-Earnings
0.45
Manageable
Sample Size
45
Adequate data

Analysis

CET-San Jose's accounting certificate ranks in the bottom 10% of California accounting programs, with graduates earning less than $15,000 annually—barely above minimum wage even in the state's lowest-cost regions, let alone in San Jose where a living wage exceeds $50,000. While the $6,729 debt load seems modest in absolute terms, it represents nearly half a year's earnings for typical graduates. Compare this to other California community colleges like Cabrillo, where accounting certificate holders earn $57,000, or even the state median of $27,620. Students here are earning roughly half what they could at the typical California program.

The modest 11% earnings growth over four years offers little hope for catching up—graduates still make just $16,580 four years out, meaning they'd need nearly 15 years of equivalent growth just to reach what average California accounting certificate holders earn in year one. For context, California has 133 accounting certificate programs; this one trails 90% of them. Even CET's own El Centro campus produces identical outcomes in a lower-cost-of-living area.

For a San Jose-based family, this program represents an especially poor value. Your child would likely need additional education or training to reach livable wages in the area, making this certificate more of a financial detour than a pathway to accounting work. Look instead at the many California community colleges delivering substantially better outcomes at similar or lower debt levels.

Where CET-San Jose Stands

Earnings vs. debt across all accounting certificate's programs nationally

CET-San JoseOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How CET-San Jose graduates compare to all programs nationally

CET-San Jose graduates earn $15k, placing them in the 5th percentile of all accounting certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Accounting certificate's programs at peer institutions in California (133 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CET-San Jose$14,972$16,580$6,7290.45
Cabrillo College$57,294———
Ventura Adult and Continuing Education$37,356———
Stellar Career College$35,186$28,896$7,2480.21
Summit College$20,055$36,962$7,1770.36
CET-El Centro$14,972$16,580$6,7290.45
National Median$31,684—$13,0470.41

Other Accounting Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Cabrillo College
Aptos
$1,270$57,294—
Ventura Adult and Continuing Education
Ventura
—$37,356—
Stellar Career College
Modesto
—$35,186$7,248
Summit College
San Bernardino
—$20,055$7,177
CET-El Centro
El Centro
—$14,972$6,729

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CET-San Jose, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 45 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.