Median Earnings (1yr)
$53,180
65th percentile (80th in TN)
Median Debt
$16,760
18% above national median
Debt-to-Earnings
0.32
Manageable
Sample Size
127
Adequate data

Analysis

This program launches graduates into strong early earnings—$53,180 ranks in the 80th percentile among Tennessee allied health programs—but then something troubling happens. By year four, median earnings drop to $35,716, a 33% decline that suggests graduates may be moving into lower-paying roles, reducing hours, or leaving the field entirely. This pattern is particularly concerning given that initial earnings only modestly exceed Tennessee's median of $40,825 for similar programs.

The debt picture offers some relief: at $16,760, borrowers face manageable monthly payments relative to that first-year salary, with a debt-to-earnings ratio of 0.32. That's better than the national median debt of $14,167 would suggest, since Chattanooga State graduates earn more initially. However, those payments become significantly harder to manage if earnings follow the typical trajectory downward.

The key question for parents: what's driving that earnings drop? If graduates in this program typically work in physically demanding roles or contract positions with variable hours, the four-year number may better represent long-term reality than the promising starting salary. Before committing, investigate which specific allied health roles graduates enter and whether career advancement opportunities exist to reverse that decline. For families counting on steady income growth to justify the investment, this program's trajectory should raise red flags.

Where Chattanooga State Community College Stands

Earnings vs. debt across all allied health diagnostic, intervention, and treatment professions certificate's programs nationally

Chattanooga State Community CollegeOther allied health diagnostic, intervention, and treatment professions programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Chattanooga State Community College graduates compare to all programs nationally

Chattanooga State Community College graduates earn $53k, placing them in the 65th percentile of all allied health diagnostic, intervention, and treatment professions certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Allied Health Diagnostic, Intervention, and Treatment Professions certificate's programs at peer institutions in Tennessee (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Chattanooga State Community College$53,180$35,716$16,7600.32
Meridian Institute of Surgical Assisting$69,188$63,072$16,4330.24
Columbia State Community College$51,093$46,272$10,3390.20
Southwest Tennessee Community College$48,290$54,323$8,8750.18
Volunteer State Community College$45,599$41,743$10,8120.24
Motlow State Community College$42,267———
National Median$45,746—$14,1670.31

Other Allied Health Diagnostic, Intervention, and Treatment Professions Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Meridian Institute of Surgical Assisting
Nashville
—$69,188$16,433
Columbia State Community College
Columbia
$4,904$51,093$10,339
Southwest Tennessee Community College
Memphis
$4,550$48,290$8,875
Volunteer State Community College
Gallatin
$4,524$45,599$10,812
Motlow State Community College
Tullahoma
$4,536$42,267—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Chattanooga State Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 127 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.