Allied Health Diagnostic, Intervention, and Treatment Professions at Southwest Tennessee Community College
Undergraduate Certificate or Diploma
Analysis
Southwest Tennessee Community College delivers something parents should know about: manageable debt with solid earning potential that actually improves over time. At just under $9,000 in debt—well below both state and national medians—graduates enter a field earning $48,290 within their first year, a figure that climbs 13% to over $54,000 by year four. This puts the program above Tennessee's median for allied health programs and slightly ahead of the national average, meaning your student would be better positioned than most of their in-state peers pursuing similar credentials.
The debt-to-earnings ratio of 0.18 translates to roughly two months of gross income needed to cover the entire debt load, which is exceptional for any credential. For a community college certificate serving a population where 42% receive Pell grants, this combination of low debt and above-average earnings represents genuine upward mobility. While the program doesn't reach the heights of Meridian's surgical assisting certificate, it offers a more affordable entry point with respectable outcomes.
The caveat worth noting: this isn't the elite option in Tennessee's allied health landscape, but it's consistently above the state median on earnings while charging significantly less in debt than competitors. For families prioritizing financial safety alongside career preparation, that's a winning formula.
Where Southwest Tennessee Community College Stands
Earnings vs. debt across all allied health diagnostic, intervention, and treatment professions certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Southwest Tennessee Community College graduates compare to all programs nationally
Southwest Tennessee Community College graduates earn $48k, placing them in the 55th percentile of all allied health diagnostic, intervention, and treatment professions certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Allied Health Diagnostic, Intervention, and Treatment Professions certificate's programs at peer institutions in Tennessee (25 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Southwest Tennessee Community College | $48,290 | $54,323 | $8,875 | 0.18 |
| Meridian Institute of Surgical Assisting | $69,188 | $63,072 | $16,433 | 0.24 |
| Chattanooga State Community College | $53,180 | $35,716 | $16,760 | 0.32 |
| Columbia State Community College | $51,093 | $46,272 | $10,339 | 0.20 |
| Volunteer State Community College | $45,599 | $41,743 | $10,812 | 0.24 |
| Motlow State Community College | $42,267 | — | — | — |
| National Median | $45,746 | — | $14,167 | 0.31 |
Other Allied Health Diagnostic, Intervention, and Treatment Professions Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Meridian Institute of Surgical Assisting Nashville | — | $69,188 | $16,433 |
| Chattanooga State Community College Chattanooga | $4,550 | $53,180 | $16,760 |
| Columbia State Community College Columbia | $4,904 | $51,093 | $10,339 |
| Volunteer State Community College Gallatin | $4,524 | $45,599 | $10,812 |
| Motlow State Community College Tullahoma | $4,536 | $42,267 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwest Tennessee Community College, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.