Analysis
Is $27,000 in debt manageable on a special education teacher's salary? For comparable programs in Pennsylvania, the answer appears to be yes—but with caveats specific to teaching careers. Similar special education programs across the state produce first-year earnings around $48,649, which places graduates squarely in the middle of what special educators earn nationally and suggests a debt-to-earnings ratio of 0.55. That's reasonable for an entry-level teaching position, particularly in a high-need field where loan forgiveness programs exist.
The challenge lies in what these estimates don't capture: salary growth in teaching is largely tied to union contracts and years of service rather than individual performance, and special education roles—while in demand—can be emotionally taxing with high burnout rates. Programs like York College and Millersville University report slightly higher outcomes ($52,199 and $51,664 respectively), but the difference of a few thousand dollars is modest compared to the career trajectory and working conditions you'll face. With 47% of Chestnut Hill students receiving Pell grants, the school serves many first-generation college students entering a profession with reliable, if modest, compensation.
The practical takeaway: if your child is committed to special education specifically—not just "interested in working with kids"—and plans to work in Pennsylvania public schools where salaries are relatively stable, the estimated debt load appears serviceable. But research whether Chestnut Hill connects graduates to teaching placements effectively, as job placement matters more for new teachers than marginal salary differences between programs.
Where Chestnut Hill College Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Special Education and Teaching bachelors's programs at peer institutions in Pennsylvania (38 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,410 | $48,649* | — | $27,000* | — | |
| $24,606 | $52,199* | $48,651 | $27,000* | 0.52 | |
| $12,262 | $51,664* | $46,704 | $29,737* | 0.58 | |
| $50,320 | $51,415* | $45,900 | $27,000* | 0.53 | |
| $51,340 | $50,698* | — | $27,000* | 0.53 | |
| $11,230 | $50,645* | $49,619 | $27,000* | 0.53 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chestnut Hill College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in PA. Actual outcomes may vary.