Median Earnings (1yr)
$29,967
37th percentile (40th in IL)
Median Debt
$39,075
53% above national median
Debt-to-Earnings
1.30
Elevated
Sample Size
51
Adequate data

Analysis

Chicago State's psychology program produces starting salaries nearly $10,000 below Illinois' strongest programs, with graduates earning just under $30,000 in their first year—roughly $2,300 less than the state median. That gap matters when paired with $39,075 in debt, which is 53% higher than what psychology graduates typically carry from Illinois schools. Among the state's 52 psychology programs, this one sits at the 40th percentile for earnings, meaning more than half of alternatives deliver better salary outcomes.

The financial squeeze is real: graduates owe 1.3 times their first-year salary, compared to the national median debt load of $25,500. While earnings do grow to nearly $36,000 by year four, that's still well below what peers earn at schools like Northwestern ($44,088) or even National Louis ($35,798) right out of the gate. For a field where many students pursue graduate degrees to increase earning potential, starting with substantial undergraduate debt creates a challenging foundation.

Chicago State serves a predominantly Pell-eligible population, which explains part of the debt picture. However, parents should recognize that multiple Illinois psychology programs combine better earnings outcomes with more manageable debt levels. Unless location or specific institutional factors make Chicago State uniquely suitable, exploring alternatives—particularly those ranking above the state's 60th percentile—would likely improve your child's post-graduation financial position.

Where Chicago State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Chicago State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Chicago State University graduates compare to all programs nationally

Chicago State University graduates earn $30k, placing them in the 37th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Illinois

Psychology bachelors's programs at peer institutions in Illinois (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Chicago State University$29,967$35,893$39,0751.30
Northwestern University$44,088$61,389$14,5000.33
St. Augustine College$42,911—$5,0500.12
Trinity International University-Illinois$39,980—$24,5620.61
The Chicago School at Chicago$39,596—$40,6451.03
National Louis University$35,798—$37,1701.04
National Median$31,482—$25,5000.81

Other Psychology Programs in Illinois

Compare tuition, earnings, and debt across Illinois schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northwestern University
Evanston
$65,997$44,088$14,500
St. Augustine College
Chicago
$13,288$42,911$5,050
Trinity International University-Illinois
Deerfield
$12,320$39,980$24,562
The Chicago School at Chicago
Chicago
$20,844$39,596$40,645
National Louis University
Chicago
$12,345$35,798$37,170

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Chicago State University, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 51 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.