Analysis
Florida's special education programs cluster tightly around $48,000 in first-year earnings, and comparable programs across the state suggest Chipola graduates would enter this competitive middle tier. That places them right at the state median but behind larger universities like Florida Atlantic ($56,000) and Miami Dade College ($54,000). The estimated $21,370 in debt—significantly below the national median of $26,717 for this credential—creates a manageable debt-to-earnings ratio of 0.44, meaning graduates would owe less than half their first-year salary.
Special education teachers benefit from consistent demand and clear salary schedules in Florida's public schools, which reduces some of the earnings uncertainty inherent in these estimates. The lower debt burden matters considerably here: graduating with $5,000 less debt than the typical special education bachelor's graduate nationally means more financial breathing room during those crucial early career years when teachers are establishing themselves in the profession.
For families weighing this path, the combination of moderate estimated debt and earnings that align with Florida's teaching market makes this a relatively straightforward value proposition—assuming the estimates hold. The lower cost of attending a state college versus a university system appears to translate directly into reduced borrowing without sacrificing competitive entry-level earnings in the field.
Where Chipola College Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Florida
Special Education and Teaching bachelors's programs at peer institutions in Florida (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,120 | $48,147* | — | $21,370* | — | |
| $4,879 | $56,009* | $52,345 | —* | — | |
| $2,838 | $53,935* | — | $9,671* | 0.18 | |
| $6,410 | $50,975* | $46,434 | —* | — | |
| $2,830 | $49,262* | $49,391 | —* | — | |
| $6,368 | $48,147* | — | —* | — | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chipola College, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in FL. Actual outcomes may vary.