Analysis
UCF's special education program produces first-year earnings of $48,147, which places it in the top quarter nationally but middle-of-the-pack for Florida—a state where teacher salaries run higher than the national median. With estimated debt around $21,370 based on comparable programs at public universities in Florida, graduates face a manageable debt-to-earnings ratio of 0.44. That means paying back roughly $240 per month on a standard loan, or about 6% of gross monthly income.
The practical challenge is that several peer programs in Florida report notably higher outcomes. Florida Atlantic grads earn $56,000 in their first year—$8,000 more annually—while Miami Dade College produces $54,000 earners with likely lower debt as a community college pathway. Special education teachers at UCF aren't struggling financially, but they're starting several thousand dollars behind colleagues from other state schools, and that gap compounds over a career.
For families committed to special education teaching, UCF offers solid outcomes with reasonable debt. But this isn't a standout value within Florida's public university system. If your child is considering multiple programs, look closely at the stronger performers in this state—the earnings difference between UCF and the top Florida programs represents real money in a field where starting salaries matter.
Where University of Central Florida Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Earnings Distribution
How University of Central Florida graduates compare to all programs nationally
Compare to Similar Programs in Florida
Special Education and Teaching bachelors's programs at peer institutions in Florida (26 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,368 | $48,147 | — | $21,370* | — | |
| $4,879 | $56,009 | $52,345 | —* | — | |
| $2,838 | $53,935 | — | $9,671* | 0.18 | |
| $6,410 | $50,975 | $46,434 | —* | — | |
| $2,830 | $49,262 | $49,391 | —* | — | |
| $6,389 | $47,734 | $43,051 | $13,509* | 0.28 | |
| National Median | — | $44,139 | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 17 graduates with debt data. Small samples may not be representative.