Analysis
An estimated debt load of roughly $12,000 against first-year earnings around $37,400 suggests a manageable start for graduates entering Wisconsin's agricultural sector. Based on comparable associate degree programs nationwide, this debt-to-earnings ratio of 0.32 falls well within what most financial advisors consider sustainable. The earnings figure aligns with the national median for agricultural business programs, which tells us this estimate likely reflects realistic entry points in farm management, agribusiness sales, and rural lending roles.
What's harder to assess is trajectory. While four-year earnings creep up to $39,447, that modest growth could signal either steady career building in a relationship-driven field or limited advancement without additional credentials. Agriculture tends to reward experience and local knowledge over time, but the flat earnings curve warrants attention. Parents should investigate whether graduates typically continue their education while working—many agricultural employers support bachelor's degree completion—and what the actual job placement looks like in central Wisconsin's dairy and crop production economy.
The low debt makes this a relatively low-risk proposition if your student is committed to agricultural work. The field demands hands-on learners who thrive outside traditional office settings. If that describes your child and they have connections to farming communities or agribusiness networks in the region, the numbers work. Without that vocational clarity or industry connections, the modest earnings ceiling becomes more concerning.
Where Chippewa Valley Technical College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Chippewa Valley Technical College | — | $39,447 | — |
| Bismarck State College | $38,623 | $55,381 | +43% |
| Des Moines Area Community College | $40,506 | $49,112 | +21% |
| Lake Area Technical College | $41,340 | $44,958 | +9% |
| Northeast Community College | $36,223 | $44,441 | +23% |
Compare to Similar Programs Nationally
Agricultural Business and Management associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,724 | $37,423* | $39,447 | $11,978* | — | |
| $5,928 | $48,646* | $43,988 | $11,956* | 0.25 | |
| $6,308 | $47,472* | $42,239 | —* | — | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| $6,718 | $41,340* | $44,958 | $12,000* | 0.29 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chippewa Valley Technical College, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.