Analysis
Borrowing roughly $25,000 for a chemistry degree that leads to first-year earnings around $42,000 creates a workable starting position, though much depends on what happens beyond that initial year. Similar chemistry programs in Tennessee cluster tightly around this $41,600 earnings mark, suggesting the field has fairly standardized entry points regardless of which state school you choose. The estimated debt level here runs about 25% higher than Tennessee's typical chemistry debt, which warrants attention given the identical earnings trajectory.
The debt-to-earnings ratio of 0.60 sits in manageable territoryβyou're not looking at the crushing burden some programs create. Chemistry typically offers clear pathways to higher earnings through graduate school or industry positions, so that first-year number shouldn't define the whole financial picture. What's less clear is whether Christian Brothers provides distinct advantages over Tennessee's public options: you're looking at similar estimated outcomes but potentially higher borrowing costs compared to UT-Knoxville or UT-Chattanooga, which report nearly identical earnings.
The key question is whether the smaller environment justifies the additional debt. If your student thrives in Christian Brothers' setting and plans to leverage chemistry into graduate work or specialized fields, the premium may prove worthwhile. But if the goal is straightforward employment with a bachelor's degree, the public alternatives offer comparable market positioning with less financial strain.
Where Christian Brothers University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Tennessee
Chemistry bachelors's programs at peer institutions in Tennessee (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,300 | $41,589* | β | $24,994* | β | |
| $8,675 | $42,475* | β | $20,500* | 0.48 | |
| $13,484 | $41,589* | $44,354 | $19,500* | 0.47 | |
| $10,144 | $41,588* | β | $24,999* | 0.60 | |
| $10,344 | $36,881* | $50,076 | $20,000* | 0.54 | |
| National Median | β | $42,581* | β | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Christian Brothers University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in TN. Actual outcomes may vary.