Location: Memphis, TN•In-State Tuition: $37,300•Admission Rate: 88%•Avg SAT: 1069
Median Earnings (1yr)
$38,554
68th percentile
60th percentile in Tennessee
Median Debt
$46,000
70% above national median
D/E Ratio: 1.19 ElevatedSample: 22 graduates Limited data

Analysis

Christian Brothers University's psychology program charges nearly double the typical debt load for this field—$46,000 versus a $27,000 national median—though graduates do earn modestly above both state and national benchmarks at $38,554. That 1.19 debt-to-earnings ratio means students typically borrow more than their first year's salary, which creates real financial pressure for a field that often requires graduate school to reach full earning potential.

The 68th percentile national ranking sounds respectable, but context matters here: this program ranks in the bottom 5% nationally for debt burden. Even compared to Tennessee alternatives like Middle Tennessee State (which costs significantly less), the debt premium is steep. The earnings advantage over MTSU is only about $3,400 annually—not nearly enough to justify the additional borrowing over a typical 10-year repayment period.

The small sample size (under 30 graduates) adds uncertainty to these figures, but the debt numbers reflect institutional aid policies that won't vary much year to year. For families considering this program, the fundamental question is whether the Christian Brothers educational experience justifies taking on nearly $20,000 more debt than the typical Tennessee psychology student. Unless your family has resources to minimize borrowing, more affordable in-state options would leave your child with better financial flexibility for graduate school or early career years.

Where Christian Brothers University Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Christian Brothers UniversityOther clinical, counseling and applied psychology programs

Dashed lines show national medians. Upper-left = best value.

Earnings Distribution

How Christian Brothers University graduates compare to all programs nationally

Christian Brothers University earns $39k — 68th percentile among clinical, counseling and applied psychology bachelors programs.

Compare to Similar Programs in Tennessee

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Tennessee (8 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Christian Brothers UniversityMemphis$37,300$38,554—$46,0001.19
Middle Tennessee State UniversityMurfreesboro$9,506$35,159$50,289$23,3750.66
National Median—$34,506—$27,0000.78

Career Paths

Occupations commonly associated with clinical, counseling and applied psychology graduates

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Training and Development Managers

Plan, direct, or coordinate the training and development activities and staff of an organization.

$127,090/yrJobs growth:Bachelor's degree

Management Analysts

Conduct organizational studies and evaluations, design systems and procedures, conduct work simplification and measurement studies, and prepare operations and procedures manuals to assist management in operating more efficiently and effectively. Includes program analysts and management consultants.

$101,190/yrJobs growth:Bachelor's degree

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

School Psychologists

Diagnose and implement individual or schoolwide interventions or strategies to address educational, behavioral, or developmental issues that adversely impact educational functioning in a school. May address student learning and behavioral problems and counsel students or families. May design and implement performance plans, and evaluate performance. May consult with other school-based personnel.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Human Resources Specialists

Recruit, screen, interview, or place individuals within an organization. May perform other activities in multiple human resources areas.

$72,910/yrJobs growth:Bachelor's degree

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Christian Brothers University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.