Analysis
Special education teachers are essential to South Carolina schools, but the financial picture here requires careful consideration. Drawing from data on five comparable programs in the state, first-year earnings hover around $40,300—slightly below the national median of $44,100 for special education bachelor's degree holders. Combined with an estimated $27,000 in debt, this produces a 0.67 debt-to-earnings ratio that sits just at the edge of comfortable territory.
What makes this situation more challenging is Claflin's student population: nearly three-quarters receive Pell grants, meaning many families are already navigating tight finances. While special education offers stable employment and meaningful work—South Carolina faces persistent teacher shortages—the starting salary needs to support loan repayment from day one. Programs at Coastal Carolina and Winthrop show slightly higher earnings for special education graduates in the state, though the differences are modest.
The pathway forward depends on minimizing debt wherever possible. If your child can keep borrowing well below the $27,000 estimate through scholarships, work-study, or family support, special education becomes more viable. But at the full estimated debt load on this salary trajectory, monthly loan payments will claim a significant share of take-home pay. Before committing, compare Claflin's actual financial aid package against in-state alternatives where graduate outcomes are more clearly documented.
Where Claflin University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in South Carolina
Special Education and Teaching bachelors's programs at peer institutions in South Carolina (16 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,046 | $40,322* | — | $27,000* | — | |
| $11,640 | $42,147* | $39,178 | $27,000* | 0.64 | |
| $15,956 | $40,435* | — | $26,717* | 0.66 | |
| $11,583 | $40,322* | — | $26,750* | 0.66 | |
| $33,580 | $40,264* | — | —* | — | |
| $12,978 | $39,832* | $40,564 | $24,025* | 0.60 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Claflin University, approximately 73% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in SC. Actual outcomes may vary.